109 Seminole Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 109 Seminole Rd, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 1997
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Feb 2017)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228450-0000`

Property Details

APN / Parcel Number

Primary APN	`228450-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	1,524 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,840 sqft (0.18 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	190 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 SEMINOLE RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8-37 ST AUG SOUTH UT 5 LOTS 1319 & 1320 OR4329/55
Legal Range	30E
Legal Township	07S
Legal Section	31
Legal Subdivision	ST. AUGUSTINE SOUTH UNIT 5
Legal Block	5
Legal Lot Number	1319
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1044
Census Tract	21302

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 SEMINOLE RD, SAINT AUGUSTINE, FL 32086-6033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2017 · Amount on Record
Deed Sale	Feb 8, 2017 · Amount on Record
Prior Sale	Jul 29, 2002 · Amount on Record
Deed Document Number	20179646
Deed Book / Page	4329 / 55
Record Updated	Sep 20, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 8, 2017
Property Address	109 SEMINOLE RD, SAINT AUGUSTINE, FL 32086-6033
Document Number	0043290055
Book / Page	4329 / 0055
Map Reference	MB8 PG37
Instrument Date	Feb 8, 2017
Instrument	2017009646
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ESTATE TITLE OF ST AUGUASTIN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1417 RIVA DEL GARDA WAY, 1417, SAINT AUGUSTINE, FL 32092-3416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SEMINOLE RD, SAINT AUGUSTINE, FL 32086-6033

Mortgage

Document Number	2017009647
Date	Feb 8, 2017
Instrument	2017009647

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,605 (+2.7%)	$341,756 (-1.81%) Land $104,880 Building $236,876
2025	$2,029.00 (+14.96%) Homeowner's exemption Widower's exemption	$168,067 (+5.99%)	$348,050 (-0.62%) Land $107,040 Building $241,010
2024	$1,765.00 (+2.38%)
2023	$1,724.00 (+0.41%) Homeowner's exemption Widower's exemption	$158,573 (+3%)	$350,213 (+4.23%) Land $107,040 Building $243,173
2022	$1,717.00 Homeowner's exemption Widower's exemption	$153,954	$335,993 Land $71,680 Building $264,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	52 (1981–2019)
Claims Outside the SFHA	17 of 52
Most Recent Claim	Oct 2019 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Hurricane Matthew, Oct 2016 · 13 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20