109 Seaside Pt, Flagler Beach, FL 32136 Property Records

Flagler County property record for 109 Seaside Pt, Flagler Beach, FL 32136

Property Summary

Property Type	Other Improved
Lot Size	0.289 acres (12,611 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Oct 2023)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Feb 2025 Construction Loan Oct 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`38-12-31-5445-00000-0320`

Property Details

APN / Parcel Number

Primary APN	`38-12-31-5445-00000-0320`

Exterior

Lot Area	12,611 sqft (0.289 acres)

Location & Zoning

Street Address	109 SEASIDE PT
City	FLAGLER BEACH
State	FL
Zip	32136-4712
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD
Legal Description	SEASIDE LANDINGS MB 38 PG 40 LOT 32 OR 2205/1814
Legal Range	31E
Legal Township	12S
Legal Section	38
Legal Lot Number	32
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1018
Census Tract	60304

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 SEASIDE PT, FLAGLER BEACH, FL 32136-4712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2025	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
Oct 23, 2023	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC
Mar 4, 2022	Warranty Deed, Transfer WATSON TITLE SERVICES INC
May 17, 2017	Warranty Deed, Transfer · Conventional Mortgage SEASIDE LANDINGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	2023046239
Deed Book / Page	2821 / 1945
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	109 SEASIDE PT, FLAGLER BEACH, FL 32136-4712
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13215 NW 7TH PL, PLANTATION, FL 33325-6176

Mortgage

Document Number	0029361628
Date	Feb 14, 2025
Book Page	2936/1628
Instrument	2025006330

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 23, 2023
Property Address	109 SEASIDE PT, FLAGLER BEACH, FL 32136-4712
Document Number	0028211945
Book / Page	2821 / 1945
Map Reference	MB 38 PG 40-44
Instrument Date	Oct 17, 2023
Instrument	2023046239
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,557.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 HARGROVE GRADE, PALM COAST, FL 32137-5112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	625 NW 158TH AVE, PEMBROKE PINES, FL 33028-1543

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 4, 2022
Property Address	109 SEASIDE PT, FLAGLER BEACH, FL 32136-4712
Document Number	0026640951
Book / Page	2664 / 951
Map Reference	MB 38 PG 40-44
Instrument Date	Feb 17, 2022
Instrument	2022011712
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,230.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9973 COBBLESTONE CREEK DR, BOYNTON BEACH, FL 33472-4453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 COLONIAL CT, PALM COAST, FL 32137-8393

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 17, 2017
Property Address	109 SEASIDE PT, FLAGLER BEACH, FL 32136-4712
Document Number	0022051814
Book / Page	002205 / 001814
Instrument Date	May 4, 2017
Instrument	17439
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9973 COBBLESTONE CREEK DR BOYNTON BEACH FL 334724453, BOYNTON BEACH, FL 33472-4453

Mortgage

Document Number	22051815
Date	May 17, 2017
Book Page	002205/001815
Instrument	17440

Lender

Name	SEASIDE LANDINGS LLC
Address	WILLIAMSTOWN, MA 01267

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	8%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,843.00 (+22.65%)	$201,900 (+24.25%) Land $190,000 Building $11,900	$201,900 (+24.25%) Land $190,000 Building $11,900
2023	$2,318.00 (+12.85%)	$162,500 (+14.04%) Land $162,500	$162,500 (+14.04%) Land $162,500
2022	$2,054.00	$142,500 Land $142,500	$142,500 Land $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE LAKES WTP serves 231 people · EPA ID FL2184268
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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