109 Seafield Ln, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 109 Seafield Ln, Westhampton Beach, NY 11978

Property Summary

Property Type	Single Family Home
Details	6 bd · 7,598 sqft · built 2019
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Tax Bill	$26,843 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`0905-015.00-04.00-030.001`

Property Details

APN / Parcel Number

Primary APN	`0905-015.00-04.00-030.001`
Alternative APN	`473607 015.000-0004-030.001`

Interior

Bedrooms	6 Beds
Building Area	7,598 sqft Living Area
1st Floor Area	7,598 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Lot Area	66,647 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	109 SEAFIELD LN
City	WESTHAMPTON BEACH
State	NY
Zip	11978-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	4
Legal Lot Number	30
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3021
Census Tract	190502

Owner

109 Seafield Ln is owned by two individuals who acquired it in December 2016.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	300 CENTRAL PARK W, NEW YORK, NY 10024-1513
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jan 27, 2020	Loan Modification, Consolidation and Extension, Mortgage WELLS FARGO BK
Jan 9, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 14, 2016
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	109 SEAFIELD LN, WESTHAMPTON BEACH, NY 11978-2727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232100259
Date	Dec 21, 2020
Book Page	23210/259
Instrument	DL043042

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Feb 1, 2030
Index	1-Year LIBOR

January 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	109 SEAFIELD LN, WESTHAMPTON BEACH, NY 11978-2727
Document Number	0232100260
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 E 90TH ST #31 NEW YORK NY 101280671, 31, NEW YORK, NY 10128-0671

Mortgage

Document Number	0232100260
Date	Dec 21, 2020
Book Page	023210/000260

Lender

Name	WELLS FARGO BK
Type	Bank
Address	2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 9, 2017
Property Address	109 SEAFIELD LN, WESTHAMPTON BEACH, NY 11978-2727
Document Number	0128950644
Book / Page	012895 / 000644
Instrument Date	Dec 14, 2016
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 CENTRAL PARK W NEW YORK NY 100241513, NEW YORK, NY 10024-1513

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Municipality	Westhampton Beach Village
Unified School District	Westhampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,501,200 Land $1,206,800 Building $3,294,400	$7,144,762 (-) Land $1,915,556 Building $5,229,206
2024	$26,843.00		$7,144,762 (+10.32%) Land $1,915,556 Building $5,229,206
2023		$4,501,200 Land $1,206,800 Building $3,294,400	$6,476,547 Land $1,736,403 Building $4,740,144
2020	$6,033.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Seafield Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 367 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	417 units insured incl. 50 condo units
Nearby Flood Claims	932 (1978–2026)
Claims Outside the SFHA	77 of 932
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 294 claims Severe Blizzard, Mar 1993 · 118 claims Hurricane Gloria, Sep 1985 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Seafield Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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