109 Sea Hawk Dr E, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 109 Sea Hawk Dr E, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,031 sqft · built 1984
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (May 2009)
Tax Bill	$3,866 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986917111166`

Property Details

APN / Parcel Number

Primary APN	`986917111166`
Alternative APN	`029188000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,031 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,500 sqft (0.402 acres)
View / Lot	Ocean

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986917111166
Street Address	109 SEA HAWK DR E
City	KITTY HAWK
State	NC
Zip	27949-4536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 16 BLK: SEC: PL: B SL: 169
Legal Subdivision	SEA HAWK SOUTH
Legal Lot Number	16
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970101

Owner

109 Sea Hawk Dr E is owned and occupied by an individual who bought it in May 2009.

Source: Dare County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	109 SEA HAWK DR E, KITTY HAWK, NC 27949-4536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2009 · Amount on File
Deed Sale	May 11, 2009 · Amount on File
Prior Sale	Mar 9, 2007 · Amount on File
Deed Document Number	20096257920
Deed Book / Page	1800 / 45
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Recording Date	Jun 10, 2026
Property Address	109 SEA HAWK DR E, KITTY HAWK, NC 27949-4536
Document Number	0700160593
Book / Page	2855 / 468
Instrument Date	May 28, 2026
Instrument	2026700160593
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	DATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SEA HAWK DR E, KITTY HAWK, NC 27949-4536

Mortgage

Document Number	0700160593,
Date	Jun 10, 2026
Book Page	2855/468
Instrument	2026700160593

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 1, 2024
Property Address	109 SEA HAWK DR E, DUCK, NC 27949-4536
Document Number	002726/605
Book / Page	2726 / 605
Map Reference	CAB B SLS 168
Instrument Date	Mar 25, 2024
Instrument	700137873
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 GRAYROCK DR, CROZET, VA 22932-2865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SEA HAWK DR E, DUCK, NC 27949-4536

Mortgage

Document Number	0700137874
Date	Apr 1, 2024
Instrument	700137874

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	002726/607
Date	Apr 1, 2024
Book Page	2726/607
Instrument	700137874

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	4097 MONUMENT CORNER DR STE 600, FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 109 Sea Hawk Dr E was $3,866, up 33.4% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,866.00 (+33.36%)	$872,300 (-) Land $523,500 Building $348,800	$872,300 Land $523,500 Building $348,800
2025	$2,899.00	$872,300 Land $523,500 Building $348,800
2023	$1,536.00	$495,300 Land $281,300 Building $214,000
2020			$872,300 Land $523,500 Building $348,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Sea Hawk Dr E in Zone X, an area of minimal flood risk, though there have been 732 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Sea Hawk Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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