Amherst County property record for 109 School Rd, Amherst, VA 24521
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,222 sqft · built 1988 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,500 (Nov 2020) |
| Tax Bill | $655 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Sep 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 96A4 A 99A |
| Primary APN | 96A4 A 99A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,104 sqft (0.209 acres) |
| Porch | Slab |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 SCHOOL RD |
|---|---|
| City | AMHERST |
| State | VA |
| Zip | 24521 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R2 |
| Legal Description | PT OF LOT 30 ON DEPOT ST 96A 4 A 99A |
| Legal Lot Number | 30 |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10201 |
109 School Rd, a mobile home, is owned by an individual who bought it in November 2020.
Source: Amherst County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 211 STONEY CREEK DR, MADISON HEIGHTS, VA 24572-3956 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage NATION ONE MORTGAGE CORPORATION |
| Sep 12, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on File |
| Deed Sale | Nov 9, 2020 · Amount on File |
| Prior Sale | Sep 12, 2017 · Amount on File |
| Deed Document Number | 20203835 |
| Prior Transfer Date | Aug 23, 2017 |
| Prior Transfer Doc | 0000002714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Nov 9, 2020 |
| Property Address | 109 SCHOOL RD, AMHERST, VA 24521 |
| Document Number | 0200003835 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 200003835 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0200003836 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 200003836 |
| Name | NATION ONE MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Sep 12, 2017 |
| Property Address | 109 SCHOOL RD, AMHERST, VA 24521 |
| Document Number | 0170002714 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 170002714 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 733 OLD GRAVES MILL RD, LYNCHBURG, VA 24502-4125 |
The 2026 property tax bill for 109 School Rd was $655, up 80.9% from the year before.
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Municipality | Amherst Town |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $655.00 (+80.94%) | $59,500 Land $20,000 Building $39,500 | $117,100 Land $24,000 Building $93,100 |
| 2025 | $362.00 | ||
| 2024 | $59,500 (-) Land $20,000 Building $39,500 | $59,500 (-) Land $20,000 Building $39,500 | |
| 2023 | $362.00 | $59,500 Land $20,000 Building $39,500 | $59,500 Land $20,000 Building $39,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 School Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 School Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF AMHERST serves 2,231 people · EPA ID VA5009050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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