Boone County property record for 109 Schira Ct, Florence, KY 41042
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,456 sqft · built 1974 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,758 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 061.11-24-049.00 |
| Primary APN | 061.11-24-049.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,456 sqft Finished Area |
| Basement Area | 1,856 sqft |
| Finished Basement | 1,670 sqft |
| Unfinished Basement | 186 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 109 SCHIRA CT |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 47 48 SEC 4 CIRCLE PK UNKNOWN LOT (F2-11-49,65,66) |
| Legal Subdivision | CIRCLE PARK |
| Legal Lot Number | 46-48 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 70202 |
109 Schira Ct is owned and occupied by two individuals who acquired it in March 2007.
Source: Boone County records, as of November 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SCHIRA CT, FLORENCE, KY 41042-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 5, 2007 |
| Transfer Doc | D931/431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 109 SCHIRA CT, FLORENCE, KY 41042-2411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|---|
| Address | 109 SCHIRA CT, FLORENCE, KY 41042-2411 |
| Document Number | 00M4659/90 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | M4659/90 |
| Instrument | 921884 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 109 Schira Ct was $2,758.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Municipality | Florence City |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,758.00 | $340,000 Land $60,000 Building $280,000 | |
| 2024 | $340,000 (-) Land $60,000 Building $280,000 | ||
| 2023 | $2,844.00 (+0.21%) | $340,000 (-) Land $60,000 Building $280,000 | $340,000 (-) Land $60,000 Building $280,000 |
| 2022 | $2,838.00 | $340,000 Land $60,000 Building $280,000 | $340,000 Land $60,000 Building $280,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Schira Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Schira Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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