Llano County property record for 109 Sandy Dr, Sunrise Beach, TX 78643
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 2019 |
| Lot Size | 0.009 acres (392 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Sep 2017) |
| Tax Bill | $7,322 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10545-000-0191-0 |
| Primary APN | 10545-000-0191-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 4 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 392 sqft (0.009 acres) |
| Lot Width | 50 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 768 sqft |
| Deck Area | 168 sqft |
| Patio Area | 612 sqft |
| Storage Building | 96 sqft |
| Boat Access | Boat Access |
| Boat House | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10545-000-0191-0 |
|---|---|
| Street Address | 109 SANDY DR |
| City | LLANO |
| State | TX |
| Zip | 78643-9248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANITE SHOALS LAKE ESTATES LT 191 & 0.009 AC OF FILL IN AREA |
| Legal Subdivision | GRANITE SHOALS LAKE ESTATES |
| Legal Lot Number | 0,191 |
| Jurisdiction | LLANO TX |
| Township / Civil Division | LLANO SOUTH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970300 |
Source: Llano County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 SANDY DR, LLANO, TX 78643-9248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Sep 20, 2017 | Vendor's Lien, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Sep 20, 2017 | Deed, Transfer PROMINENT TITLE LLC, PROMINENT TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2017 · Amount on Record |
| Deed Sale | Sep 20, 2017 · Amount on Record |
| Prior Sale | Sep 20, 2017 · Amount on Record |
| Deed Document Number | 20175927 |
| Deed Book / Page | 1576 / 394 |
| Prior Transfer Date | Sep 15, 2017 |
| Prior Transfer Doc | 01576/0387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LLANO TX |
| Property Address | 109 SANDY DR, SUNRISE BEACH, TX 78643-9248 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | SUPERIOR ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001907010 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 19-07010 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Sep 20, 2017 |
| Property Address | 109 SANDY DR, SUNRISE BEACH, TX 78643-9248 |
| Document Number | 01576/0387 |
| Book / Page | 1576 / 0387 |
| Map Reference | VOL 754 PG 222 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 17-05926 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | PROMINENT TITLE LLC, PROMINENT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 162810, AUSTIN, TX 78716-2810 |
| Name | Verified Name |
|---|---|
| Address | 109 SAN DARIO AVE, LAREDO, TX 78040 |
| Document Number | 0001705928 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 17-05928 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Sep 20, 2017 |
| Property Address | 109 SANDY DR, SUNRISE BEACH, TX 78643-9248 |
| Document Number | 1576/0394 |
| Book / Page | 1576 / 0394 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 17-05927 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | PROMINENT TITLE LLC, PROMINENT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 162810, AUSTIN, TX 78716-2810 |
| Name | Verified Name |
|---|---|
| Address | 109 SONNY DR, CEDAR PARK, TX 78641-1805 |
Source: Llano County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Llano County |
| Municipality | Sunrise Beach Village City |
| Unified School District | Llano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,322.00 (+224.7%) | $580,488 (+2%) | $640,680 (+32.44%) Land $430,000 Building $210,680 |
| 2025 | $2,255.00 (-66.09%) | $483,740 (+14.7%) Land $281,500 Building $202,240 | $483,740 (+14.7%) Land $281,500 Building $202,240 |
| 2023 | $6,650.00 | $421,740 Land $250,000 Building $171,740 | $421,740 Land $250,000 Building $171,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 146 policies |
| Nearby Flood Policies | 146 in force |
| Nearby Flood Claims | 99 (1980–2025) |
| Claims Outside the SFHA | 14 of 99 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUNRISE BEACH VILLAGE serves 791 people · EPA ID TX1500010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| VGI Technology Fixed Wireless | 1,000 / 200 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Zero2 Wireless Fixed Wireless | 200 / 35 |
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