Berkeley County property record for 109 Sandshell Dr, Wando, SC 29492 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,050 sqft Finished Area |
| Lot Size | 7,670 sqft (0.176 acres) |
| Garage | 1,492 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2020) |
| Tax Bill | $2,052.00 (2025) |
| Primary APN | 275-03-01-054 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,050 sqft Finished Area |
| Gross Area | 3,848 sqft Gross Area |
| 1st Floor | 1,492 sqft 1st Floor |
| 2nd Floor | 558 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,670 sqft (0.176 acres) |
| Garage Area | 1,492 sqft Garage |
| Patio Area | 114 sqft Patio |
| Porch Area | 306 sqft Porch |
| Street Address | 109 SANDSHELL DR |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29492-8409 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASSESSMENT DISTRICT: 419SHELLRING AT ST THOMAS ISLANDLOT 72 - PHASE 1 |
| Legal Subdivision | SHELLRING AT ST THOMAS ISLAND |
| Legal Phase | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | BERKELEY SC |
| Minor Civil Division | WANDO |
| Census Blockgroup | 4 |
| Census Block | 4016 |
| Census Tract | 20407 |
Source: Berkeley County records · APN 275-03-01-054
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SANDSHELL DR, CHARLESTON, SC 29492-8409 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Mar 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on Record |
| Deed Sale | Mar 23, 2020 · Amount on Record |
| Prior Sale | Jun 08, 2009 · Amount on Record |
| Deed Doc Number | 202010162 |
| Deed Book / Page | 3307 / 629 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 109 SANDSHELL DR, WANDO, SC 29492-8409 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 SANDSHELL DR, CHARLESTON, SC 29492-8409 |
| Document Number | 04558/0574 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 4558/574 |
| Instrument | 2023014445 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 109 SANDSHELL DR, WANDO, SC 29492-8409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3268/0362 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 3268/0362 |
| Instrument | 2020004723 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Mar 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Mar 23, 2020 |
| Property Address | 109 SANDSHELL DR, WANDO, SC 29492-8409 |
| Document Number | 03307/0629 |
| Book / Page | 3307 / 629 |
| Map Reference | CAB R PG 118A&118B |
| Instrument Date | Mar 18, 2020 |
| Instrument | 2020010162 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,628.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 109 SANDSHELL DR, CHARLESTON, SC 29492-8409 |
| Document Number | 2020010163 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020010163 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,275 (+2,4%) Land $117,976 Building $386,299 | $683,900 (-) Land $160,000 Building $523,900 | |
| 2025 | $2,052.00 (+3.74%) | $20,171 (-) Land $4,719 Building $15,452 | $683,900 (-) Land $160,000 Building $523,900 |
| 2024 | $1,978.00 (-0.6%) Homeowner's exemption | $20,171 (+15%) Land $4,719 Building $15,452 | $683,900 (+55.96%) Land $160,000 Building $523,900 |
| 2022 | $1,990.00 Homeowner's exemption | $17,540 Land $4,000 Building $13,540 | $438,500 Land $100,000 Building $338,500 |
109 Sandshell Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Berkeley County (45015C), updated June 18, 2026
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 10.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 33rd in South Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,852 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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