109 Sand Lapper Cv, Bluffton, SC 29910 Property Records

Beaufort County property record for 109 Sand Lapper Cv, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,528 sqft · built 2020
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on File
Last Sale	$469,877 (Mar 2020)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Nov 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242008890`

Property Details

APN / Parcel Number

Primary APN	`242008890`
Alternative APN	`R614 029 000 2195 0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,528 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,409 sqft (0.216 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242008890
Street Address	109 SAND LAPPER CV
City	BLUFFTON
State	SC
Zip	29910-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6523 HAMPTON LAKE PH 6 PB150 PG95
Legal Subdivision	HAMPTON LAKE
Legal Phase	6
Legal Lot Number	6523
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	109 SAND LAPPER CV, BLUFFTON, SC 29910-9316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Nov 7, 2019	Trustee's Deed, Construction Loan · Construction Mortgage WILMINGTON TR NA
Oct 8, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Prior Sale	Oct 8, 2019 · Amount on File
Deed Document Number	0000017172
Deed Book / Page	3850 / 3189
Last Transfer Date	Jun 4, 2025
Transfer Doc	0000025546
Record Updated	Jun 8, 2026

March 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 31, 2020
Property Address	109 SAND LAPPER CV, BLUFFTON, SC 29910-9316
Document Number	0000017172
Book / Page	3850 / 3189
Map Reference	MB 150 PG 95
Instrument	2020017172
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017173
Date	Mar 31, 2020
Book Page	3850/3192
Instrument	2020017173

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 7, 2019
Property Address	109 SAND LAPPER CV, BLUFFTON, SC 29910-9316
Book / Page	003810 / 000818
Instrument Date	Nov 1, 2019
Instrument	60776
Transaction Type	Construction Loan
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000060776
Date	Nov 7, 2019
Book Page	003810/000818
Instrument	60776

Lender

Name	WILMINGTON TR NA
Address	WILMINGTON, DE 19890-1600

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	36 Months
Due	Nov 6, 2022

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 8, 2019
Property Address	109 SAND LAPPER CV, BLUFFTON, SC 29910-9316
Document Number	0000054319
Book / Page	003801 / 000558
Instrument Date	Oct 2, 2019
Instrument	54319
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,332.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 PLANTATION PARK DR #200 BLUFFTON SC 299106081, 200, BLUFFTON, SC 29910-6081

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (-0.06%)	$21,620 (-26.76%)
2024	$3,312.00	$29,520 (-) Land $6,000 Building $23,520	$738,000 (-) Land $150,000 Building $588,000
2023	$3,312.00 (-1.13%)	$29,520 (+57.05%) Land $6,000 Building $23,520	$738,000 (+57.05%) Land $150,000 Building $588,000
2022	$3,350.00	$18,796 Land $4,000 Building $14,796	$469,900 Land $100,000 Building $369,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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