109 Saint Clair St, Frankfort, KY 40601 Property Records

Franklin County property record for 109 Saint Clair St, Frankfort, KY 40601

Property Summary

Property Type	Commercial
Lot Size	0.449 acres (19,539 sqft)
Owner	Individual Name on File
Tax Bill	$638 (2025)
Flood Zone	Zone AE (high risk)
APN	`061-24-14-002.00`

Property Details

APN / Parcel Number

Primary APN	`061-24-14-002.00`
Alternative APN	`38489`

Interior

Units	2 Units
Stories	1 Story

Exterior

Exterior Material	Brick Veneer
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	19,539 sqft (0.449 acres)
Lot Dimensions	83.5 ft deep x 234 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	38489
Street Address	109 SAINT CLAIR ST
City	FRANKFORT
State	KY
Zip	40601-2608
Property Category	Commercial
Property Type	Commercial > Retail
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3063
Census Tract	71200

Owner

Source: Franklin County records · APN 061-24-14-002.00

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 SAINT CLAIR ST, A, FRANKFORT, KY 40601-2608
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$638.00 (-3.77%)	$140,000 (-) Land $30,000 Building $110,000	$140,000 (-) Land $30,000 Building $110,000
2023	$663.00 (-0.45%)	$140,000 (-)	$140,000 (-)
2022	$666.00	$140,000	$140,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	203 (1978–2025)
Claims Outside the SFHA	49 of 203
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 68 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 45 claims Severe Storms & Flooding, Feb 1989 · 31 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Central Frankfort Historic District listed 2009 · 85 contributing resources · NRIS 09000570

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric and Water Plant Board of the City of Frankfort Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 220 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.