109 Sago Dr, Laredo, TX 78045 Property Records

Webb County property record for 109 Sago Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	3,204 sqft · built 2014
Lot Size	0.137 acres (6,001 sqft)
Owner	Individual Name on File
Tax Bill	$2,478 (2024)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-73011-050`

Property Details

APN / Parcel Number

Primary APN	`989-73011-050`
Alternative APN	`489770`

Interior

Stories	2 Stories
Building Area	3,204 sqft Living Area
Gross Area	3,798 sqft
1st Floor Area	2,068 sqft
2nd Floor Area	1,268 sqft

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,001 sqft (0.137 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	249 sqft

Location & Zoning

Account Number	489770
Old Parcel Number	98973011050
Street Address	109 SAGO DR
City	LAREDO
State	TX
Zip	78045-6825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LOS PALMARES, BLOCK 11, LOT 5, UNIT 4
Legal Subdivision	SAN ISIDRO NORTHEAST LOS PALMARES
Legal Block	11
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2009
Census Tract	1727

Owner

Source: Webb County records · APN 989-73011-050

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 SAGO DR, LAREDO, TX 78045-6825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2017
Deed Sale	Mar 07, 2017
Prior Sale	Aug 02, 2016
Deed Document Number	1290558
Deed Book / Page	4197 / 722
Record Updated	Jun 08, 2026

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 07, 2017
Property Address	109 SAGO DR, LAREDO, TX 78045-6825
Document Number	004197/722
Book / Page	4197 / 722
Map Reference	VOL 31 PG 23-26
Instrument Date	Mar 03, 2017
Instrument	1290558
Transaction Type	Transfer
Record Updated	Mar 01, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001290559
Date	Mar 07, 2017
Instrument	1290559

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$412,000 (+13.77%) Land $92,710 Building $319,290	$412,000 (+13.77%) Land $92,710 Building $319,290
2024	$2,478.00 (+4.73%)
2023		$362,136 Land $80,289 Building $281,847	$362,136 Land $80,289 Building $281,847
2022	$2,366.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

Based on FCC filings for 674 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX2400001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.