Wetzel County property record for 109 Sage Ln, Reader, WV 26167 · Last verified November 2025
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 920 sqft · built 1997 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Dec 2015) |
| Tax Bill | $427 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-30-0005.0003 |
| Primary APN | 05-30-0005.0003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 20,038 sqft (0.46 acres) |
| Terrain | Below Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 109 SAGE LN |
|---|---|
| City | READER |
| State | WV |
| Zip | 26167 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | .458 AC READER GREEN DISTRICT |
| Jurisdiction | WETZEL WV |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 30500 |
Source: Wetzel County records · APN 05-30-0005.0003
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SAGE LN, READER, WV 26167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION BANK INC |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION BANK INC |
| Jan 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION BANK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2015 · Amount on Record |
| Deed Sale | Dec 07, 2015 · Amount on Record |
| Deed Document Number | 0000447336 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETZEL WV |
| Property Address | 109 SAGE LN, READER, WV 26167 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000428/571 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 428/571 |
| Instrument | 286844 |
| Name | UNION BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 28, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETZEL WV |
| Property Address | 109 SAGE LN, READER, WV 26167 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000428/562 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 428/562 |
| Instrument | 286843 |
| Name | UNION BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 28, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETZEL WV |
| Property Address | 109 SAGE LN, READER, WV 26167 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000442/203 |
|---|---|
| Date | Jan 06, 2022 |
| Book Page | 442/203 |
| Instrument | 322365 |
| Name | UNION BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 26, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Wetzel County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Wetzel County |
| Unified School District | Wetzel County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $427.00 (-22.22%) | $37,260 (-22.47%) Land $9,240 Building $28,020 | $62,100 (-22.47%) Land $15,400 Building $46,700 |
| 2023 | $549.00 | $48,060 Land $8,040 Building $40,020 | $80,100 Land $13,400 Building $66,700 |
Source: FEMA National Flood Hazard Layer, Wetzel County (54103C), updated May 6, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 541030305002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 22 (1981–2017) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Jul 2017, other causes, Severe Storms, Flooding, Landslides, And Mudslides |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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