Westmoreland County property record for 109 Saddlebrook Dr, Harrison City, PA 15636
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft · built 1994 |
| Lot Size | 0.362 acres (15,782 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,900 (Jul 2018) |
| Tax Bill | $6,114 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Feb 2018 Mortgage + 2 more |
| APN | 55-09-13-0-014 |
| Primary APN | 55-09-13-0-014 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 15,782 sqft (0.362 acres) |
| Lot Dimensions | 175 ft deep x 90 ft wide |
| Street Address | 109 SADDLEBROOK DR |
|---|---|
| City | HARRISON CITY |
| State | PA |
| Zip | 15636-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 131 HSE COUNTRY FARM ESTS PH 4 90 X 175.35 X IR |
| Legal Subdivision | COUNTRY FARM ESTATES |
| Legal Phase | 4 |
| Legal Lot Number | 131 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | PENN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 802304 |
109 Saddlebrook Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Westmoreland County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SADDLEBROOK DR, HARRISON CITY, PA 15636-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 5, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS NATIONAL BANK OF EMLENTON |
| May 15, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Jul 25, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on File |
| Deed Sale | Jul 25, 2018 · Amount on File |
| Prior Sale | Dec 19, 2016 · Amount on File |
| Deed Document Number | 201823434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 109 SADDLEBROOK DR, HARRISON CITY, PA 15636-1413 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Title Company | ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 109 SADDLEBROOK DR, HARRISON CITY, PA 15636-1413 |
| Document Number | 0000039136 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 202211150039136 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 109 SADDLEBROOK DR, HARRISON CITY, PA 15636-1413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003734 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 201802050003734 |
| Name | THE FARMERS NATIONAL BANK OF EMLENTON |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15215 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 478 Months |
| Due | Dec 4, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 109 SADDLEBROOK DR, HARRISON CITY, PA 15636-1413 |
| Document Number | 0000015465 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 SADDLEBROOK DR HARRISON CITY PA 156361413, HARRISON CITY, PA 15636-1413 |
| Document Number | 0000015465 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 15465 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | May 31, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Jul 25, 2018 |
| Property Address | 109 SADDLEBROOK DR, HARRISON CITY, PA 15636-1413 |
| Document Number | 0000023434 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 23434 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | PNC SETTLEMENT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,399.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 SADDLEBROOK DR HARRISON CITY PA 156361413, HARRISON CITY, PA 15636-1413 |
| Document Number | 23435 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 23435 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2048 |
The 2026 property tax bill for 109 Saddlebrook Dr was $6,114, up % from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | Penn Township |
| Unified School District | Penn-Trafford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,114.00 (+0.02%) | $43,380 Land $8,850 Building $34,530 | |
| 2025 | $6,113.00 (+3.68%) | $43,380 Land $8,850 Building $34,530 | |
| 2024 | $5,896.00 | $43,380 Land $8,850 Building $34,530 | |
| 1972 | $43,380 Land $8,850 Building $34,530 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 109 Saddlebrook Dr; there have been 3 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2000–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Saddlebrook Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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