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109 Saddle Trl, Durango, CO 81301 Property Records

La Plata County property record for 109 Saddle Trl, Durango, CO 81301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,583 sqft · built 1984
Lot Size3.12 acres (136,125 sqft)
Owner2 Individual Names on File
Last Sale$705,000 (May 2023)
Tax Bill$3,115 (2025)
Deeds & MortgagesMay 2023 Sale
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN5671-062-00-095

Property Details

APN / Parcel Number

Primary APN5671-062-00-095
Alternative APN
  • R003722

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,583 sqft Living Area
Basement Area1,311 sqft
Finished Basement1,311 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRustic
Lot Area136,125 sqft
Garage TypeDetached
Garage Area596 sqft
Deck AreaDeck Area
Patio Area376 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account NumberR003722
Street Address109 SADDLE TRL
CityDURANGO
StateCO
Zip81301-8483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: WARD S/D BLOCK: 0 LOT: 1A CURMAN SUB CAT 1 PROJ 86-124 109 SADDLE TRL DURANGO 81301
Legal SubdivisionWARD S/D
Legal Block2
Legal Lot Number1A
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group2
Census Block2000
Census Tract970703

Owner

109 Saddle Trl is owned by two individuals who bought it in May 2023.

Source: La Plata County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1200 BEACH DR, 505, GULFPORT, MS 39507-1428
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Warranty Deed, Transfer
COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS
Feb 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2023 · Amount on File
Deed SaleMay 1, 2023 · Amount on File
Prior SaleJun 3, 2008 · Amount on File
Deed Document Number20231221433
Prior Transfer DateFeb 25, 2020
Prior Transfer Doc0001168426
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA PLATA CO
Recording DateMay 1, 2023
Property Address109 SADDLE TRL, DURANGO, CO 81301-8483
Document Number0001221433
Map ReferenceDOC 542720
Instrument DateMay 1, 2023
Instrument1221433
Transaction TypeTransfer
Record UpdatedMay 17, 2023
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

AmountAmount on Record
Tax$70.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 BEACH DR APT 505, 505, GULFPORT, MS 39507-1428

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLA PLATA CO
Recording DateFeb 28, 2020
Property Address109 SADDLE TRL, DURANGO, CO 81301-8483
Document Number0001168426
Instrument DateFeb 25, 2020
Instrument1168426
Transaction TypeTransfer
Record UpdatedMar 9, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address361 S CAMINO DEL RIO #234 DURANGO CO 813037997, 234, DURANGO, CO 81303-7997

Tax Assessment & Valuation

The 2025 property tax bill for 109 Saddle Trl was $3,115.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,710 (-2.09%) Land $10,700 Building $30,010$665,250 (-) Land $174,830 Building $490,420
2025$3,115.00$41,580 Land $10,930 Building $30,650$665,250 Land $174,830 Building $490,420
2023$1,947.00 (+10.56%)$32,780 (+16.24%) Land $8,630 Building $24,150$489,240 (+20.57%) Land $128,850 Building $360,390
2022$1,761.00$28,200 Land $7,280 Building $20,920$405,760 Land $104,740 Building $301,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Saddle Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2002–2013)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Saddle Trl is very high, ranking above 92% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 96% of Colorado
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Visionary Broadband
Fixed Wireless		100 / 20
AlignTec
Fixed Wireless		50 / 25

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddle Trl

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