109 S Walnut St, Waco, TX 76705 Property Records

McLennan County property record for 109 S Walnut St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,109 sqft · built 1979
Lot Size	0.186 acres (8,088 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-032600-001400-9`

Property Details

APN / Parcel Number

Primary APN	`20-032600-001400-9`
Alternative APNs	`2003260000140090111` `114540`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,109 sqft Living Area
Gross Area	1,379 sqft
1st Floor Area	1,109 sqft
Flooring	Carpet

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,088 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	270 sqft
Driveway	Concrete Driveway
Driveway Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	398 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	109 S WALNUT ST
City	WACO
State	TX
Zip	76705-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MASSIER LOT 4 BLOCK 2 ACRES .1857
Legal Subdivision	MASSIER
Legal Block	2
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1009
Census Tract	1600

Owner

Source: McLennan County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 5924, FRISCO, TX 75035-0224
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK
Apr 15, 2024	Warranty Deed, Transfer
Jul 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024
Deed Sale	Apr 15, 2024
Prior Sale	Jul 23, 2021
Deed Document Number	202411132
Prior Transfer Date	Jun 8, 2006
Prior Transfer Doc	0000020775
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	109 S WALNUT ST, WACO, TX 76705-1926
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045634
Date	Nov 29, 2022
Instrument	2022045634

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	LAWTON, OK 73501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 15, 2024
Property Address	109 S WALNUT ST, WACO, TX 76705-1926
Document Number	0000011132
Map Reference	VOL 899 PG 43
Instrument Date	Apr 3, 2024
Instrument	2024011132
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8811 TEEL PKWY # 100, 100, FRISCO, TX 75035-4201

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 23, 2021
Property Address	109 S WALNUT ST, WACO, TX 76705-1926
Document Number	0000029234
Map Reference	VOL 899 PG 43
Instrument Date	Jul 23, 2021
Instrument	2021029234
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 S WALNUT ST, WACO, TX 76705-1926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8811 TEEL PKWY # 100, 100, FRISCO, TX 75035-4201

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,514.00 (+0.8%)	$131,000 (-18.28%) Land $16,180 Building $114,820	$131,000 (-18.28%) Land $16,180 Building $114,820
2024	$2,494.00 (-12.09%)
2023		$160,310 Land $16,180 Building $144,130	$160,310 Land $16,180 Building $144,130
2022	$2,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1979–1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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