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109 S Sumner St, Wheaton, IL 60187 Property Records

DuPage County property record for 109 S Sumner St, Wheaton, IL 60187 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,768 sqft · built 1913
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Apr 2021)
Tax Bill$9,008 (2025)
Deeds & MortgagesSep 2019 Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-16-402-002

Property Details

APN / Parcel Number

Primary APN05-16-402-002

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,768 sqft Living Area
Gross Area2,564 sqft
Basement Area796 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions16.5 ft deep x 5.2 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address109 S SUMNER ST
CityWHEATON
StateIL
Zip60187-5516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE ADD TO WHTN N 19 FT W 165 FT AND S 33 FT VAC MICHIGAN ST N & ADJ
Legal SubdivisionCOLLEGE ADD TO WHTN
Legal Block12
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1005
Census Tract842400

Owner

Source: DuPage County records · APN 05-16-402-002

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 S SUMNER ST, WHEATON, IL 60187-5516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 13, 2021Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2021 · Amount on Record
Deed SaleApr 13, 2021 · Amount on Record
Prior SaleMar 28, 2012 · Amount on Record
Deed Document Number202158074
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address109 S SUMNER ST, WHEATON, IL 60187-5516
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081887
DateSep 16, 2019
InstrumentR2019-081887
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2034

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateApr 13, 2021
Property Address109 S SUMNER ST, WHEATON, IL 60187-5516
Document Number0000058074
Instrument DateMar 23, 2021
InstrumentR2021-058074
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$355.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 S SUMNER ST # 109, 109, WHEATON, IL 60187-5516

Mortgage

Document Number0000058075
DateApr 13, 2021
InstrumentR2021-058075
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,008.00 (+8.66%)$156,727 (+24.67%) Land $34,560 Building $122,167$470,181 (+24.67%) Land $103,680 Building $366,501
2022$8,290.00 Homeowner's exemption$125,710 Land $27,710 Building $98,000$377,130 Land $83,130 Building $294,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438424001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
2 of 5 on primary residences
Nearby Flood Claims4 (2010–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2020, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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