109 S Sumner St, Beatrice, NE 68310 Property Records

Gage County property record for 109 S Sumner St, Beatrice, NE 68310

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1915
Lot Size	0.127 acres (5,550 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Feb 2008)
Tax Bill	$1,011 (2025)
Deeds & Mortgages	Oct 2008 Mortgage Dec 2025 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`014294000`

Property Details

APN / Parcel Number

Primary APN	`014294000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	5,550 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 S SUMNER ST
City	BEATRICE
State	NE
Zip	68310-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	S 50' LOTS 1-2 SCHELLS SUB
Legal Subdivision	SCHELLS SUB
Legal Lot Number	1-2
Jurisdiction	GAGE NE
Township / Civil Division	BEATRICE
Census Block Group	2
Census Block	2005
Census Tract	964800

Owner

109 S Sumner St is owned by an individual who bought it in February 2008.

Source: Gage County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	326 HILL ST, BEATRICE, NE 68310-2712
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2008	Deed of Trust, Mortgage WELLS FARGO BANK NA
Dec 19, 2025	Warranty Deed, Transfer NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY
Jun 6, 2011	Trustee's Deed, Foreclosure
Feb 19, 2008	Warranty Deed, Transfer
Jan 24, 2008	Transfer
Dec 28, 2006	Transfer · FHA Mortgage WELLS FARGO FINANCIAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2008 · Amount on File
Deed Sale	Feb 19, 2008 · Amount on File
Prior Sale	Jan 24, 2008 · Amount on File
Deed Document Number	2008573
Record Updated	Oct 29, 2026

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	109 S SUMNER ST, BEATRICE, NE 68310-3747
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200803782
Date	Oct 10, 2008
Instrument	2008-03782

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	LINCOLN, NE 68510

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2038

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Dec 19, 2025
Property Address	109 S SUMNER ST, BEATRICE, NE 68310-3747
Document Number	0202503710
Instrument Date	Dec 1, 2025
Instrument	2025-03710
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$180.96
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2011: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GAGE NE
Recording Date	Jun 6, 2011
Property Address	109 S SUMNER ST, BEATRICE, NE 68310-3747
Document Number	0201101841
Instrument Date	Jun 2, 2011
Instrument	2011-01841
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

February 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Feb 19, 2008
Property Address	109 S SUMNER ST, BEATRICE, NE 68310-3747
Document Number	0200800573
Instrument Date	Jan 24, 2008
Instrument	2008-00573
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

January 2008: Transfer

Jurisdiction	GAGE NE
Recording Date	Jan 24, 2008
Property Address	109 S SUMNER ST, BEATRICE, NE 68310-3747
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	Jan 24, 2008
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2006: Transfer

Jurisdiction	GAGE NE
Recording Date	Dec 28, 2006
Property Address	109 S SUMNER ST, BEATRICE, NE 68310-3747
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	Dec 28, 2006
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200700030
Date	Jan 3, 2007
Instrument	2007-00030

Lender

Name	WELLS FARGO FINANCIAL NATIONAL BANK
Address	BILLINGS, MT 59107

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 109 S Sumner St was $1,011, up 3% from the year before.

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Beatrice City
County	Gage County
Unified School District	Beatrice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,855 (+7.5%) Land $5,400 Building $83,455	$88,855 (+7.5%) Land $5,400 Building $83,455
2025	$1,011.00 (+2.95%)	$82,655 (+9.4%) Land $4,500 Building $78,155	$82,655 (+9.4%) Land $4,500 Building $78,155
2024	$982.00 (-17.96%)	$75,550 (+9.35%) Land $4,500 Building $71,050	$75,550 (+9.35%) Land $4,500 Building $71,050
2023	$1,197.00	$69,090 Land $4,500 Building $64,590	$69,090 Land $4,500 Building $64,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 S Sumner St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	25 (1984–2001)
Claims Outside the SFHA	2 of 25
Most Recent Claim	May 2001 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 S Sumner St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEATRICE serves 12,220 people · EPA ID NE3106705
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pinpoint Communications Fiber	2,500 / 2,500
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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