109 S Spring St, Tupelo, MS 38804 Property Records

Lee County property record for 109 S Spring St, Tupelo, MS 38804

Property Summary

Property TypeOffice Building
Details1,960 sqft · built 1920
Lot Size0.039 acres (1,715 sqft)
OwnerCompany Name on Record
Tax Bill$8,819 (2025)
Deeds & MortgagesMar 2023 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN089P-31-035-00

Property Details

APN / Parcel Number

Primary APN089P-31-035-00
Alternative APNs
  • 021858
  • 21858

Interior

Building Area1,960 sqft Heated Area
Gross Area3,587 sqft
2nd Floor Area1,568 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1920
Foundation TypeSlab (Mat/Raft)
Roof TypeRigid Frame Bar Joist
Roof MaterialTar & Gravel
Lot Area1,715 sqft (0.039 acres)
Lot Dimensions68.6 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number021858
Old Parcel Number089P-31-035-00
Street Address109 S SPRING ST
CityTUPELO
StateMS
Zip38804-4817
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionPT BLK 1 L9 SE1/4
Legal Range06E
Legal Township09S
Legal Section31
Legal SubdivisionREESE ESTATES
Legal Block1
Legal Lot Number9
JurisdictionLEE MS
Township / Civil Division4
Census Block Group1
Census Block1028
Census Tract950700

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 611, FULTON, MS 38843-0611
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2023Warranty Deed, Transfer
FIRST AMERICAN NATIONAL BANK
Jan 21, 2020Deed of Trust, Mortgage
BANCORPSOUTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2023
Deed SaleMar 20, 2023
Deed Document Number2023003145
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateMar 20, 2023
Property Address109 S SPRING ST, TUPELO, MS 38804-4817
Document Number2023003145
Instrument DateMar 15, 2023
Instrument2023003145
Transaction TypeTransfer
Record UpdatedOct 30, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 S SPRING ST, TUPELO, MS 38804-4817

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 MEADOW ST, FULTON, MS 38843-9558

Mortgage

Document Number2023003146
DateMar 20, 2023
Instrument2023003146
Lender
NameFIRST AMERICAN NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueMar 15, 2028

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address109 S SPRING ST, TUPELO, MS 38804-4817
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 S SPRING ST, TUPELO, MS 38804-4817

Mortgage

Document Number2020000839
DateJan 21, 2020
Instrument2020000839
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueJan 6, 2035

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,819.00 (+217.46%)$64,871 (+212.5%)$432,470 (+212.5%) Land $30,000 Building $402,470
2023$2,778.00$20,759$138,390 Land $30,000 Building $108,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: T-Mobile, Tombigbee Fiber.

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