109 S River Rd, Stuart, FL 34996 Property Records

Martin County property record for 109 S River Rd, Stuart, FL 34996 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 4,772 sqft · built 2024
Lot Size	4.29 acres (186,960 sqft)
Owner	Individual Name on File
Last Sale	$2,900,000 (Jun 2020)
Tax Bill	$127,807 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-38-41-001-024-0003.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`01-38-41-001-024-0003.0-5-0000`
Alternative APNs	`01-38-41-001-024-00030-5` `138410010240003050000` `17590`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	6 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,772 sqft Living Area
Gross Area	5,504 sqft
1st Floor Area	4,772 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	186,960 sqft (4.29 acres)
Lot Dimensions	100 ft deep x 209 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	672 sqft

Exterior Amenities

Pool Area	760 sqft
Porch	Enclosed Porch
Porch Area	445 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 S RIVER RD
City	STUART
State	FL
Zip	34996-6445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBELA LOT 24 W OF RIVER ROAD
Legal Range	41E
Legal Township	38S
Legal Section	1
Legal Subdivision	ARBELA
Legal Block	1
Legal Lot Number	24
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1008
Census Tract	502

Owner

Source: Martin County records · APN 01-38-41-001-024-0003.0-5-0000

Assessment roll updated August 27, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4509 PINE TREE CIR, VESTAVIA, AL 35243-2307
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Nov 01, 1970 · Amount on Record
Deed Document Number	20202818878
Deed Book / Page	3134 / 1453
Prior Transfer Date	Oct 18, 2013
Prior Transfer Doc	0026850997
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 10, 2020
Property Address	109 S RIVER RD, SEWALLS POINT, FL 34996-6445
Document Number	0031341453
Book / Page	3134 / 1453
Map Reference	MB E PG 283
Instrument Date	Jun 04, 2020
Instrument	2818878
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	LORL ORIES FOR RELL TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 SW CAPRI ST # ST104, 1701, PALM CITY, FL 34990-4537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 PINE TREE CIR, VESTAVIA, AL 35243-2307

Mortgage

Document Number	0031341455
Date	Jun 10, 2020
Instrument	3134/1455

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$127,807.00 (+125.09%)	$7,879,872 (+169.02%)	$8,691,430 (+126.18%) Land $4,347,200 Building $4,344,230
2024	$56,781.00 (+5.17%)
2023	$53,992.00 (+12.57%)	$2,929,155 (+1%)	$3,842,620 (+16.61%) Land $3,803,800 Building $38,820
2022	$47,964.00	$2,662,869	$3,295,260 Land $3,260,400 Building $34,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.