109 S Mill St, Jamestown, MO 65046 Property Records

Moniteau County property record for 109 S Mill St, Jamestown, MO 65046

Property Summary

Property Type	Single Family Home
Details	2,198 sqft · built 1900
Lot Size	0.486 acres (21,198 sqft)
Owner	Individual Name on File
Last Sale	$172,100 (Apr 2015)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-85-0`

Property Details

APN / Parcel Number

Primary APN	`26-85-0`
Alternative APN	`06-3.0-05-003-005-011.000`

Interior

Building Area	2,198 sqft Adjusted Area
1st Floor Area	1,808 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,198 sqft (0.486 acres)
Garage Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	26-85-0
Street Address	109 S MILL ST
City	JAMESTOWN
State	MO
Zip	65046-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PENNINGTON ADD JAMESTOWN
Legal Range	14W
Legal Township	46N
Legal Section	05
Legal Subdivision	JAMESTOWN SOUTH
Legal Lot Number	1
Jurisdiction	MONITEAU MO
Township / Civil Division	LINN
Census Block Group	1
Census Block	1115
Census Tract	385100

Owner

109 S Mill St is owned and occupied by an individual who bought it in April 2015.

Source: Moniteau County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	109 S MILL ST, JAMESTOWN, MO 65046-1213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2015 · Amount on File
Deed Sale	Apr 27, 2015 · Amount on File
Deed Document Number	2015775
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Recording Date	Sep 28, 2026
Property Address	109 S MILL ST, JAMESTOWN, MO 65046-1213
Document Number	0000001728
Instrument Date	Sep 28, 2026
Instrument	20261728
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001728,
Date	Sep 28, 2026
Instrument	20261728

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 109 S Mill St was $1,228.

Source: Moniteau County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Municipality	Jamestown Town
Unified School District	Jamestown C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,730 (-)
2025	$1,228.00	$17,730	$93,300 Land $10,200 Building $83,100
2023	$1,194.00	$17,730	$93,300 Land $10,200 Building $83,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 S Mill St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1993–2008)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 S Mill St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAMESTOWN PWS serves 369 people · EPA ID MO3010407
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20