109 S Main St, Montgomery, MI 49255 Property Records

Hillsdale County property record for 109 S Main St, Montgomery, MI 49255

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$85,500 (Jul 2019)
Tax Bill	$693 (2021)
Deeds & Mortgages	Apr 2024 Transfer Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-125-001-014`

Property Details

APN / Parcel Number

Primary APN	`14-125-001-014`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,040 sqft Living Area
Gross Area	1,400 sqft
Basement Area	1,224 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	109 S MAIN ST
City	MONTGOMERY
State	MI
Zip	49255-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 HEWITTS ADD SEC 17 T8S R4W VILLAGE OF MONTGOMERY
Legal Subdivision	MONTGOMERY
Legal Lot Number	16
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1049
Census Tract	51200

Owner

109 S Main St is owned and occupied by an individual who acquired it in April 2024.

Source: Hillsdale County records, as of May 9, 2024

Owner of Record	Individual Name on File
Mailing Address	109 S MAIN ST, MONTGOMERY, MI 49255-9537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 10, 2019	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC
Apr 8, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Prior Sale	Jul 10, 2019 · Amount on File
Deed Document Number	01728/0185
Deed Book / Page	1728 / 0185
Last Transfer Date	Apr 26, 2024
Transfer Doc	001870/265
Record Updated	Jun 7, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 26, 2024
Property Address	109 S MAIN ST, MONTGOMERY, MI 49255-9537
Document Number	001870/265
Book / Page	1870 / 265
Map Reference	LB 70 PG 199&200
Instrument Date	Apr 12, 2024
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22970 CLEAR LAKE RD, BATTLE CREEK, MI 49014-8397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S MAIN ST, MONTGOMERY, MI 49255-9537

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 10, 2019
Property Address	109 S MAIN ST, MONTGOMERY, MI 49255-9537
Document Number	01728/0185
Book / Page	1728 / 0185
Map Reference	LB 70 PG 199&200
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 N MICHIGAN ST, MONTGOMERY, MI 49255-9540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 CHEROKEE DR, COLDWATER, MI 49036-9028

Mortgage

Document Number	0001728188
Date	Jul 10, 2019
Instrument	1728/188

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 8, 2019
Property Address	109 S MAIN ST, MONTGOMERY, MI 49255-9537
Document Number	01719/0176
Book / Page	1719 / 0176
Instrument Date	Apr 5, 2019
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 154, MONTGOMERY, MI 49255-0154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 154, MONTGOMERY, MI 49255-0154

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Camden Township
Municipality	Montgomery Village
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$27,900	$55,831 Land $3,234 Building $52,597
2021	$693.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DMCI Broadband Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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