McIntosh County property record for 109 S Main St, Eufaula, OK 74432
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,432 sqft · built 1940 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Aug 2024) |
| Tax Bill | $1,671 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1001-00-101-002-0-000-02 |
| Primary APN | 1001-00-101-002-0-000-02 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,432 sqft Total Area |
| 1st Floor Area | 3,432 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick Veneer |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Raised |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 5,401 sqft (0.124 acres) |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 460023339 |
|---|---|
| Street Address | 109 S MAIN ST |
| City | EUFAULA |
| State | OK |
| Zip | 74432-2875 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 2 LESS N11.5" LESS S6.5" OF W120' BLK 101 EUFAULA OT 627/352 747/652 828/488 1206/314 |
| Legal Range | 16E |
| Legal Township | 9N |
| Legal Section | 2 |
| Legal Subdivision | EUFAULA |
| Legal Block | 101 |
| Legal Lot Number | 2 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | EUFAULA |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 780200 |
109 S Main St, a commercial property, is owned by two individuals who bought it in August 2024.
Source: McIntosh County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109987 S 4155 RD, CHECOTAH, OK 74426-2746 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on File |
| Deed Sale | Aug 1, 2024 · Amount on File |
| Prior Sale | Dec 30, 2008 · Amount on File |
| Deed Document Number | 20243326 |
| Deed Book / Page | 1206 / 314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 109 S MAIN ST, EUFAULA, OK 74432-2875 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001089/432 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 1089/432 |
| Instrument | 2020-002730 |
| Name | FIRSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | SALLISAW, OK 74955 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 109 S Main St was $1,671, down 0.1% from the year before.
Source: McIntosh County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Municipality | Eufaula City |
| Unified School District | Eufaula Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,049 (+5%) Land $3,068 Building $16,981 | $182,263 (+5%) Land $27,892 Building $154,371 | |
| 2025 | $1,671.00 (-0.06%) | $19,094 (+9.95%) Land $1,782 Building $17,312 | $173,584 (+9.95%) Land $16,200 Building $157,384 |
| 2024 | $1,672.00 (+111.38%) | $17,366 (+82.61%) Land $1,782 Building $15,584 | $157,874 (+21.91%) Land $16,200 Building $141,674 |
| 2023 | $791.00 | $9,510 Land $1,782 Building $7,728 | $129,497 Land $16,200 Building $113,297 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUFAULA PWA serves 2,766 people · EPA ID OK1020514 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Treatment failure resolved · May 2019 Turbidity resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Organic carbon removal Jul 2018 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: AT&T, CVEC Fiber, T-Mobile.
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