109 S Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 109 S Main Ave, Erwin, TN 37650

Property Summary

Property Type	Commercial
Details	2.5 ba · 2,368 sqft · built 1920
Lot Size	24 acres (1,045,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (May 1997)
Tax Bill	$1,505 (2024)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023N-U-010.00`

Property Details

APN / Parcel Number

Primary APN	`023N-U-010.00`
Alternative APNs	`086023N U 01000` `000005877`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	2,368 sqft Gross Area
1st Floor Area	2,368 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	1,045,440 sqft (24 acres)
Lot Dimensions	100 ft deep x 24 ft wide
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 S MAIN AVE
City	ERWIN
State	TN
Zip	37650-1237
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-3
Legal Description	W B MCNABB LOT 11 VALLEY BEAUTIFUL ANTIQUE MALL 24X100
Legal Subdivision	W B MCNABB
Legal Lot Number	11
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3023
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 S MAIN AVE, ERWIN, TN 37650-1237
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 1997 · Amount on Record
Deed Sale	May 30, 1997 · Amount on Record
Deed Book / Page	180 / 756
Last Transfer Date	Dec 28, 2012
Transfer Doc	0000366114
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 12, 2018
Property Address	109 S MAIN AVE, ERWIN, TN 37650-1237
Document Number	409695
Book / Page	000409 / 000695
Instrument Date	Jan 8, 2018
Instrument	71
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 S MAIN ST ERWIN TN 37650, ERWIN, TN 37650

Mortgage

Document Number	409698
Date	Jan 12, 2018
Book Page	000409/000698
Instrument	72

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 11, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,640 (-) Land $6,720 Building $50,920	$144,100 (-) Land $16,800 Building $127,300
2024	$1,505.00 (+11.07%)
2023		$57,640 (-) Land $6,720 Building $50,920
2022	$1,355.00	$57,640 Land $6,720 Building $50,920	$144,100 Land $16,800 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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