109 S Laurel St, Walhalla, SC 29691 Property Records

Oconee County property record for 109 S Laurel St, Walhalla, SC 29691

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1952
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2023)
Tax Bill	$1,829 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-14-09-018`

Property Details

APN / Parcel Number

Primary APN	`500-14-09-018`
Alternative APN	`1066133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	260 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1066133
Street Address	109 S LAUREL ST
City	WALHALLA
State	SC
Zip	29691-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT E (0.17 AC)
Legal Subdivision	CARTER HEIGHTS
Legal Tract	E
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	1
Census Block	1009
Census Tract	30403

Owner

Source: Oconee County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 S LAUREL ST, WALHALLA, SC 29691-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed, Transfer · FHA Mortgage SECURITY FEDERAL BANK
Jul 7, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Deed Document Number	202314404
Deed Book / Page	2939 / 249
Prior Transfer Date	Aug 31, 2011
Prior Transfer Doc	0000003021
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 11, 2023
Property Address	109 S LAUREL ST, WALHALLA, SC 29691-1705
Document Number	0000014404
Book / Page	2939 / 249
Map Reference	SL A-163 PG 1
Instrument Date	May 10, 2023
Instrument	14404
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 NOLICHUCKY RD, WATERLOO, SC 29384-4586

Mortgage

Document Number	0000014405
Date	May 11, 2023
Book Page	4447/118
Instrument	14405

Lender

Name	SECURITY FEDERAL BANK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	109 S LAUREL ST, WALHALLA, SC 29691-1705
Document Number	0040520117
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S LAUREL ST WALHALLA SC 296911705, WALHALLA, SC 29691-1705

Mortgage

Document Number	0040520117
Date	Nov 12, 2020
Book Page	004052/000117

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2035

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Walhalla City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00	$9,482 (+53.5%) Land $272 Building $9,210	$237,050 (+53.5%) Land $6,800 Building $230,250
2023		$6,177 Land $601 Building $5,576	$154,430 Land $15,030 Building $139,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, West Carolina Rural Telephone Cooperative.

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