109 S Lake Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 109 S Lake Dr, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	3,020 sqft · built 2015
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Apr 2021)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Nov 2020 Mortgage
APN	`7-061 000 00030`

Property Details

APN / Parcel Number

Primary APN	`7-061 000 00030`

Interior

Building Area	3,020 sqft Living Area

Exterior

Year Built	Built 2015
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	109 S LAKE DR
City	LULING
State	LA
Zip	70070-3097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 30, LAKEWOOD ESTATES, PHASE II
Legal Subdivision	LAKEWOOD ESTATES, PHASE II
Legal Phase	II
Legal Lot Number	30
Jurisdiction	ST CHARLES LA
Township / Civil Division	7
Census Block Group	1
Census Block	1013
Census Tract	63100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 S LAKE DR, LULING, LA 70070-3097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed, Transfer · Conventional Mortgage GMFS LLC
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Oct 17, 2005 · Amount on Record
Deed Document Number	458533
Deed Book / Page	905 / 366
Record Updated	Jun 8, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES LA
Recording Date	Apr 30, 2021
Property Address	109 S LAKE DR, LULING, LA 70070-3097
Document Number	0009050366
Book / Page	905 / 366
Instrument Date	Apr 26, 2021
Instrument	458533
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 COTTAGE DR, LULING, LA 70070-3200

Mortgage

Document Number	4585341933100
Date	Apr 30, 2021
Instrument	4585341933100

Lender

Name	GMFS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	109 S LAKE DR, LULING, LA 70070-3097
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CRESCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019000680
Date	Nov 30, 2020
Book Page	1900/680
Instrument	454160

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,071.00 (-1.52%) Homeowner's exemption	$47,780 (-) Land $7,650 Building $40,130	$477,800 (-) Land $76,500 Building $401,300
2024	$4,134.00 (-0.17%) Homeowner's exemption	$47,780 (+7.13%) Land $7,650 Building $40,130	$477,800 (+7.13%) Land $76,500 Building $401,300
2023	$4,141.00 (-4.54%) Homeowner's exemption	$44,601 (-) Land $7,400 Building $37,201	$446,010 (-) Land $74,000 Building $372,010
2022	$4,338.00 Homeowner's exemption	$44,601 Land $7,400 Building $37,201	$446,010 Land $74,000 Building $372,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 421 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	421 in force
Nearby Flood Claims	168 (1980–2026)
Claims Outside the SFHA	16 of 168
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 5 claims Severe Storms And Flooding, Aug 2016 · 39 claims Hurricane Katrina, Aug 2005 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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