109 S Central Ave, Afton, OK 74331 Property Records

Ottawa County property record for 109 S Central Ave, Afton, OK 74331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,758 sqft · built 1916
Lot Size	0.32 acres (14,055 sqft)
Owner	Individual Name on File
Tax Bill	$249 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11517`

Property Details

APN / Parcel Number

Primary APN	`11517`
Alternative APN	`2020-00-059-005-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,758 sqft Living Area
1st Floor Area	1,172 sqft
Upper Floors Area	602 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	14,055 sqft (0.32 acres)
Garage Type	Detached
Garage Area	532 sqft

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Shed	1 Shed
Shed Area	112 sqft
Greenhouse	532 sqft
Utility Building	420 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	11517
Street Address	109 S CENTRAL AVE
City	AFTON
State	OK
Zip	74331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 93' LT 5, BLK 59 AFTON O P TRANSFER ON DEATH 1010/616
Legal Range	22E
Legal Township	26N
Legal Section	32
Legal Subdivision	AFTON O.P.
Legal Block	59
Legal Lot Number	5
Jurisdiction	OTTAWA OK
Township / Civil Division	AFTON-FAIRLAND
Census Block Group	2
Census Block	2043
Census Tract	574800

Owner

109 S Central Ave is owned and occupied by an individual who acquired it in October 2021.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1084, JAY, OK 74346-1084
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 13, 2021
Transfer Doc	001146/155
Record Updated	Oct 29, 2026

October 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	OTTAWA OK
Recording Date	Oct 15, 2021
Property Address	109 CENTRAL AVE, AFTON, OK 74331
Document Number	001146/155
Book / Page	1146 / 155
Instrument Date	Oct 13, 2021
Instrument	2021-005244
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1084, JAY, OK 74346-1084

Tax Assessment & Valuation

The 2025 property tax bill for 109 S Central Ave was $249 with a homeowner's exemption, up 0.8% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Afton Town
County	Ottawa County
Unified School District	Afton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,369 (+4.95%) Land $245 Building $3,124	$29,560 (-15.55%) Land $2,150 Building $27,410
2025	$249.00 (+0.81%)	$3,210 (+5%) Land $245 Building $2,965	$35,002 (-4.11%) Land $2,150 Building $32,852
2024	$247.00 (+8.81%)	$3,057 (+5.02%) Land $238 Building $2,819	$36,503 (+7.69%) Land $2,150 Building $34,353
2023	$227.00 (+14.65%)	$2,911 (+4.98%) Land $237 Building $2,674	$33,895 (-) Land $2,150 Building $31,745
2022	$198.00	$2,773 Land $236 Building $2,537	$33,895 Land $2,150 Building $31,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2011–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 S Central Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AFTON PWA serves 1,428 people · EPA ID OK1021696
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Nitrate-Nitrite resolved · Jul 2023 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Atlink Services.

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