109 S Bear Hill Rd, Chaplin, CT 06235 Property Records

Chaplin Town property record for 109 S Bear Hill Rd, Chaplin, CT 06235

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,182 sqft · built 1987
Lot Size2.23 acres (97,139 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jan 2022)
Tax Bill$6,159 (2026)
Deeds & MortgagesJun 2026 Mortgage
May 2023 Mortgage
+ 2 more
APNCHAP M:55 B:62

Property Details

APN / Parcel Number

Primary APNCHAP M:55 B:62
Alternative APN
  • B000397

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,182 sqft Living Area
Gross Area2,480 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialShingle
Lot Area97,139 sqft (2.23 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberB000397
Street Address109 S BEAR HILL RD
CityCHAPLIN
StateCT
Zip06235-2626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block62
JurisdictionCHAPLIN CT
Township / Civil DivisionCHAPLIN
Census Block Group3
Census Block3000
Census Tract815000

Owner

109 S Bear Hill Rd is owned and occupied by an individual who bought it in January 2022.

Source: Chaplin Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address109 S BEAR HILL RD, CHAPLIN, CT 06235-2626
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · FHA Mortgage
May 4, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 20, 2022Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
May 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
SAVINGS INSTITUTE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2022 · Amount on File
Deed SaleJan 20, 2022 · Amount on File
Deed Document Number2022295890003
Deed Book / Page110 / 865
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAPLIN CT
Recording DateJun 24, 2026
Property Address109 S BEAR HILL RD, CHAPLIN, CT 06235-2626
Document Number0465080008
Book / Page117 / 182
Instrument DateMay 26, 2026
Instrument2026465080008
Transaction TypeMortgage
Record UpdatedJul 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 S BEAR HILL RD, CHAPLIN, CT 06235-2626

Mortgage

Document Number0465080008,
DateJun 24, 2026
Book Page117/182
Instrument2026465080008
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate6.3%
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAPLIN CT
Property Address109 S BEAR HILL RD, CHAPLIN, CT 06235-2626
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000112-693
DateMay 4, 2023
Book Page112/693
Instrument339570006
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term349 Months
DueJun 1, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAPLIN CT
Recording DateJan 20, 2022
Property Address109 S BEAR HILL RD, CHAPLIN, CT 06235-2626
Document Number000110-865
Book / Page110 / 865
Instrument DateJan 18, 2022
Instrument295890003
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 S BEAR HILL RD, CHAPLIN, CT 06235-2626

Mortgage

Document Number0295900010
DateJan 20, 2022
Instrument295900010
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAPLIN CT
Property Address109 S BEAR HILL RD, CHAPLIN, CT 06235-2626
Document Number103-905
Book / Page000103 / 000905
Instrument DateMay 8, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number103-905
DateMay 24, 2017
Book Page000103/000905
Instrument27578
Lender
NameSAVINGS INSTITUTE
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 23, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 109 S Bear Hill Rd was $6,159.

Source: Chaplin Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionChaplin Town
Elementary School DistrictChaplin School District (PK - 06)
Secondary School DistrictRegional School District 11 (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,159.00$187,300 (-) Land $27,600 Building $159,700$369,264 (+181.64%)
2025$187,300 (-) Land $27,600 Building $159,700$131,110 Land $19,320 Building $111,790
2024$5,877.00 (+4.76%)$187,300 (+38.03%) Land $27,600 Building $159,700
2023$5,610.00 (+19.82%)$135,700 (-) Land $24,900 Building $110,800
2022$4,682.00$135,700 Land $24,900 Building $110,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 109 S Bear Hill Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 S Bear Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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