109 S Barbara St, Waco, TX 76705 Property Records

McLennan County property record for 109 S Barbara St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,443 sqft · built 1960
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$153,500 (Sep 2019)
Tax Bill	$1,729 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-035600-002100-3`

Property Details

APN / Parcel Number

Primary APN	`20-035600-002100-3`
Alternative APNs	`2003560000210030111` `115112`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
Gross Area	1,975 sqft
1st Floor Area	1,443 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	532 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	264 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 S BARBARA ST
City	WACO
State	TX
Zip	76705-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	NORTHDALE LOT 5 BLOCK 2 ACRES .198
Legal Subdivision	NORTHDALE
Legal Block	2
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2008
Census Tract	3200

Owner

109 S Barbara St is owned and occupied by two individuals who bought it in September 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 S BARBARA ST, WACO, TX 76705-1317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 30, 2019	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Deed Document Number	201932913
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	0000032913
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	109 S BARBARA ST, WACO, TX 76705-1317
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMER LENDERS ADVANTAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S BARBARA ST, WACO, TX 76705-1317

Mortgage

Document Number	0000028512
Date	Sep 7, 2023
Instrument	2023028512

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	109 S BARBARA ST, WACO, TX 76705-1317
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023022
Date	Jun 14, 2021
Instrument	2021023022

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	346 Months
Due	Apr 1, 2050

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 30, 2019
Property Address	109 S BARBARA ST, WACO, TX 76705-1317
Document Number	0000032913
Map Reference	VOL 862 PG 340
Instrument Date	Sep 27, 2019
Instrument	2019032913
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S BARBARA ST, WACO, TX 76705-1317

Mortgage

Document Number	0000032914
Date	Sep 30, 2019
Instrument	2019032914

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 109 S Barbara St was $1,729 with a homeowner's exemption, down 22.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,000 (-24.36%) Land $32,689 Building $92,311	$125,000 (-24.36%) Land $32,689 Building $92,311
2025	$1,729.00 (-22.88%) Homeowner's exemption	$165,258 Land $29,760 Building $135,498	$165,258 Land $29,760 Building $135,498
2024	$2,242.00
2023		$199,887 Land $29,760 Building $170,127	$199,887 Land $29,760 Building $170,127
2022	$1,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 S Barbara St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 S Barbara St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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