St. Joseph County property record for 109 S Andrews St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,813 sqft · built 1837 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Nov 2010) |
| Tax Bill | $2,297 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-345-030-00 |
| Primary APN | 051-345-030-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,813 sqft Living Area |
| 1st Floor Area | 1,769 sqft |
| Basement Area | 1,077 sqft |
| Unfinished Basement | 1,589 sqft |
| Year Built | Built 1837 |
|---|---|
| Effective Year Built | Effective 1837 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 156 ft deep x 66 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 109 S ANDREWS ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 9 & E 26.5 FT OF LOT 4 BLK 38 CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 38 |
| Legal Lot Number | 4,9 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 40300 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 56570 BUCKHORN RD, THREE RIVERS, MI 49093-9664 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2010 · Amount on Record |
| Deed Sale | Nov 5, 2010 · Amount on Record |
| Prior Sale | Dec 17, 2009 · Amount on Record |
| Deed Book / Page | 1593 / 706 |
| Last Transfer Date | Nov 23, 2010 |
| Transfer Doc | 1595/0805 |
| Record Updated | Oct 29, 2026 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,500 (+2.1%) Land $4,400 Building $83,100 | $175,000 (+2.1%) Land $8,800 Building $166,200 | |
| 2025 | $2,297.00 (+13.43%) | $85,700 (+31.44%) Land $4,300 Building $81,400 | $171,400 (+31.44%) Land $8,600 Building $162,800 |
| 2023 | $65,200 Land $2,600 Building $62,600 | $130,400 Land $5,200 Building $125,200 | |
| 2022 | $2,025.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Spectrum.
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