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109 S 4th St, Roscommon, MI 48653 Property Records

Roscommon County property record for 109 S 4th St, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,940 sqft · built 1930
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Jan 2013)
Tax Bill$827 (2025)
Deeds & MortgagesDec 2020 Refinance
Nov 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-724-013-0000

Property Details

APN / Parcel Number

Primary APN055-724-013-0000

Interior

Full Baths1 Bath
Building Area1,940 sqft Building Perimeter
1st Floor Area1,444 sqft
Basement Area248 sqft
Unfinished Basement248 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage Area576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address109 S 4TH ST
CityROSCOMMON
StateMI
Zip48653-8320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-350 P-483 242 109 S FOURTH ST LOT 13 BLK 24 ROBINSON'S PLAT OF THE VILLAGE OF ROSCOMMON.
Legal SubdivisionROBINSONS PLAT
Legal Block24
Legal Lot Number13
JurisdictionROSCOMMON MI
Township / Civil DivisionHIGGINS
Census Block Group2
Census Block2037
Census Tract970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 S 4TH ST, ROSCOMMON, MI 48653-8320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORTH CENTRAL AREA CREDIT UNION
Nov 16, 2020Deed, Transfer
Sep 24, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2013 · Amount on Record
Deed SaleJan 2, 2013 · Amount on Record
Prior SaleMay 3, 2007 · Amount on Record
Deed Document Number20133
Deed Book / Page1122 / 2353
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address109 S 4TH ST, ROSCOMMON, MI 48653-8320
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1174/2343
DateDec 10, 2020
Book Page1174/2343
Instrument202000009433
Lender
NameNORTH CENTRAL AREA CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJan 1, 2031

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionROSCOMMON MI
Recording DateNov 16, 2020
Property Address109 S 4TH ST, ROSCOMMON, MI 48653-8320
Document Number1174/1663
Book / Page1174 / 1663
Instrument DateNov 9, 2020
Instrument202000008741
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4TH STATE ST, ROSCOMMON, MI 48653

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionROSCOMMON MI
Recording DateSep 24, 2020
Property Address109 S 4TH ST, ROSCOMMON, MI 48653-8320
Document Number1174/45
Book / Page1174 / 45
Instrument DateSep 23, 2020
Instrument202000007110
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 S 4TH ST, ROSCOMMON, MI 48653-8320

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionHiggins Township
MunicipalityRoscommon Village
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,700 (+11.89%)$73,400 (+11.89%)
2025$827.00
2023$32,800$65,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ROSCOMMON
serves 1,075 people · EPA ID MI0005810
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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