Davis County property record for 109 S 450 E, Clearfield, UT 84015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 656 sqft · built 1950 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,718 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-007-0088 |
| Primary APN | 12-007-0088 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 656 sqft Living Area |
| Gross Area | 969 sqft |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,449 sqft (0.171 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 S 450 E |
|---|---|
| City | CLEARFIELD |
| State | UT |
| Zip | 84015-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | ALL OF LOT 25, BLK 5, SMITH VILLAGE SUB. CONT. 0.171 ACRES |
| Legal Subdivision | SMITH VILLAGE |
| Legal Block | 5 |
| Legal Lot Number | 25 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 125702 |
Source: Davis County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 S 450 E, CLEARFIELD, UT 84015-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 18, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 31, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 21, 2018 | Grant Deed, Construction Loan · Line of Credit AMF HLDGS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2022 |
| Deed Sale | May 31, 2022 |
| Prior Sale | Nov 30, 2018 |
| Deed Document Number | 3479942 |
| Deed Book / Page | 8020 / 467 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 109 S 450 E, CLEARFIELD, UT 84015-1024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SILVERLEAF TITLE, SILVER LEAF TITLE INSUR |
| Name | Verified Name |
|---|
| Document Number | 007776/392 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 7776/392 |
| Instrument | 3389292 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 109 S 450 E, CLEARFIELD, UT 84015-1024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 109 S 450 E, CLEARFIELD, UT 84015-1024 |
| Document Number | 008200/821 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | 8200/821 |
| Instrument | 3518902 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 109 S 450 E, CLEARFIELD, UT 84015-1024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 109 S 450 E, CLEARFIELD, UT 84015-1024 |
| Document Number | 008420/225 |
|---|---|
| Date | Jan 18, 2024 |
| Book Page | 8420/225 |
| Instrument | 3557768 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 109 S 450 E, CLEARFIELD, UT 84015-1024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 109 S 450 E, CLEARFIELD, UT 84015-1024 |
| Document Number | 0008787/58 |
|---|---|
| Date | Jul 10, 2025 |
| Book Page | 8787/58 |
| Instrument | 3624823 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | May 31, 2022 |
| Property Address | 109 S 450 E, CLEARFIELD, UT 84015-1024 |
| Document Number | 008020/467 |
| Book / Page | 8020 / 467 |
| Instrument Date | May 26, 2022 |
| Instrument | 3479942 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | UNITED W TITLE, UNITED WEST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 S 450 E, CLEARFIELD, UT 84015-1024 |
| Document Number | 0003479953 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 3479953 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Aug 21, 2018 |
| Property Address | 109 S 450 E, CLEARFIELD, UT 84015-1024 |
| Book / Page | 007082 / 000131 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 3112216 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 12, 2018 |
| Title Company | FOUNDERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 748 HERITAGE PARK BLVD #201 LAYTON UT 840415725, 201, LAYTON, UT 84041-5725 |
| Document Number | 0003112216 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 007082/000131 |
| Instrument | 3112216 |
| Name | AMF HLDGS LLC |
|---|---|
| Address | PO BOX 708755, SANDY, UT 84070-8755 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 20, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Davis County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Clearfield City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,718.00 (+1.12%) | $154,000 (-42.54%) Land $70,633 Building $83,367 | $280,000 (+4.48%) Land $128,423 Building $151,577 |
| 2024 | $1,699.00 (+5.07%) | ||
| 2023 | $1,617.00 (-7.55%) | $268,000 Land $108,249 Building $159,751 | $268,000 Land $108,249 Building $159,751 |
| 2022 | $1,749.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Dec 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Connext Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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