109 S 400 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 109 S 400 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 972 sqft · built 1926
Lot Size	0.132 acres (5,742 sqft)
Owner	Individual Name on File
Last Sale	$268,100 (Jul 2021)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-023-0017`

Property Details

APN / Parcel Number

Primary APN	`07-023-0017`
Alternative APN	`007951`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	972 sqft
Basement Area	840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,742 sqft (0.132 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Raised Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	007951
Street Address	109 S 400 E
City	SPANISH FORK
State	UT
Zip	84660-2151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR. BLK. 23, PLAT A, SPANISH FORK CITY SURVEY; S 66 FT; E 87 FT; N 66 FT; W 87 FT TO BEG. AREA 0.132 AC.
Legal Subdivision	SPRINGVILLE CITY SURV A
Legal Block	23
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2012
Census Tract	3204

Owner

109 S 400 E is owned and occupied by an individual who bought it in July 2021.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	109 S 400 E, SPANISH FORK, UT 84660-2151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Jul 20, 2019	Deed of Trust, Mortgage · Line of Credit SECURITY SVC FCU
Dec 5, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Aug 22, 2016 · Amount on File
Deed Document Number	2021120320
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 7, 2021
Property Address	109 S 400 E, SPANISH FORK, UT 84660-2151
Document Number	0000120320
Instrument Date	Jul 7, 2021
Instrument	120320:2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S 400 E, SPANISH FORK, UT 84660-2151

Mortgage

Document Number	0000120321
Date	Jul 7, 2021
Instrument	120321:2021

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	109 S 400 E, SPANISH FORK, UT 84660-2151
Document Number	0000069026
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	AMERICAN SECURE TITLE BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S 400 E SPANISH FORK UT 846602151, SPANISH FORK, UT 84660-2151

Mortgage

Document Number	0000069026
Date	Jul 25, 2019
Instrument	69026

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 24, 2059

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	109 S 400 E, SPANISH FORK, UT 84660-2151
Document Number	0000116454
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S 400 E SPANISH FORK UT 846602151, SPANISH FORK, UT 84660-2151

Mortgage

Document Number	0000116454
Date	Dec 10, 2018
Instrument	116454

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 109 S 400 E was $1,892.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,745 (-42.12%)	$375,900 (+5.24%) Land $132,400 Building $243,500
2025	$1,892.00	$357,200 Land $132,400 Building $224,800	$357,200 Land $132,400 Building $224,800
2024	$1,892.00 (+6.29%)
2023	$1,780.00 (+2.71%)	$183,700	$334,000 Land $126,100 Building $207,900
2022	$1,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 S 400 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 S 400 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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