Jackson County property record for 109 S 3rd St, Ganado, TX 77962
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 3,600 sqft |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Company Name on File |
| Tax Bill | $974 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R18356 |
| Primary APN | R18356 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,600 sqft Total Area |
| Gross Area | 3,900 sqft |
| Lot Area | 3,920 sqft (0.089 acres) |
|---|
| Account Number | 4116018000700 |
|---|---|
| Street Address | 109 S 3RD ST |
| City | GANADO |
| State | TX |
| Zip | 77962 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | GANADO, BLOCK 18, LOT S40FT 7-8, ACRES 0.09 |
| Legal Subdivision | GANADO |
| Legal Block | 18 |
| Jurisdiction | JACKSON TX |
| Township / Civil Division | GANADO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950100 |
109 S 3rd St, a commercial property, is owned by a company that acquired it in July 2014.
Source: Jackson County records, as of December 12, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5811 WHITE CLOVER DR, RICHMOND, TX 77469-6271 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2014 |
| Deed Sale | Jul 1, 2014 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON TX |
| Property Address | 109 S 3RD ST, GANADO, TX 77962 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Title Company | TRANSACT TITLE LLC, TRANSACT TITLE |
| Name | Verified Name |
|---|---|
| Address | 5710 MEDWAY HARBOR LN, SUGAR LAND, TX 77479-6853 |
| Document Number | 000699/457 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 699/457 |
| Instrument | 2023-02827 |
| Name | VIRGO FINANCE COMPANY LLC |
|---|---|
| Address | HOUSTON, TX 77063 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 109 S 3rd St was $974.
Source: Jackson County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Jackson County |
| Municipality | Ganado City |
| Unified School District | Ganado Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $974.00 | $46,380 Land $6,000 Building $40,380 | $46,380 Land $6,000 Building $40,380 |
| 2023 | $50,060 Land $6,000 Building $44,060 | $50,060 Land $6,000 Building $44,060 | |
| 2022 | $929.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 S 3rd St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (2004–2021) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 S 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GANADO serves 1,975 people · EPA ID TX1200002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| YK Communications Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
| Nextlink Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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