109 S 2nd St, Watseka, IL 60970 Property Records

Iroquois County property record for 109 S 2nd St, Watseka, IL 60970

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	0.072 acres (3,170 sqft)
Owner	Company Name on Record
Last Sale	$79,062 (Nov 2017)
Tax Bill	$2,984 (2024)
Deeds & Mortgages	Sep 2021 Line of Credit Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19 32 452 011`

Property Details

APN / Parcel Number

Primary APN	`19 32 452 011`

Exterior

Lot Area	3,170 sqft (0.072 acres)

Location & Zoning

Street Address	109 S 2ND ST
City	WATSEKA
State	IL
Zip	60970-1508
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	S 30' LTS 1 & 2
Legal Lot Number	1,2
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	2
Census Block	2004
Census Tract	950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Watseka Downtown Historic District listed 2026 · 34 contributing resources · NRIS 100012297

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Iroquois County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 W LINCOLN AVE, IROQUOIS, IL 60945-2104
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF FORREST
Jan 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF FORREST
Nov 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Prior Sale	Nov 1, 2008 · Amount on Record
Deed Document Number	20173312
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	109 S 2ND ST, WATSEKA, IL 60970-1508
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 W GARFIELD AVE, CISSNA PARK, IL 60924-6126

Mortgage

Document Number	21R3474
Date	Sep 1, 2021
Instrument	21R3474

Lender

Name	FIRST STATE BANK OF FORREST
Type	Bank
Address	FORREST, IL 61741

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	52 Months
Due	Jan 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	109 S 2ND ST, WATSEKA, IL 60970-1508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 W GARFIELD AVE, CISSNA PARK, IL 60924-6126

Mortgage

Document Number	21R0190
Date	Jan 15, 2021
Instrument	21R0190

Lender

Name	FIRST STATE BANK OF FORREST
Type	Bank
Address	FORREST, IL 61741

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 8, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 7, 2017
Property Address	109 S 2ND ST, WATSEKA, IL 60970-1508
Document Number	17R3312
Instrument Date	Nov 2, 2017
Instrument	17R3312
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$119.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 248, CISSNA PARK, IL 60924-0248

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,984.00 (-3.8%)	$29,370 (-) Land $3,033 Building $26,337	$88,110 (-) Land $9,099 Building $79,011
2022	$3,102.00	$29,370 Land $3,033 Building $26,337	$88,110 Land $9,099 Building $79,011

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	153 (1979–2018)
Claims Outside the SFHA	10 of 153
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

Nearby Properties on S 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures