Cache County property record for 109 S 1070 E, Hyrum, UT 84319
| Property Type | Single Family Home |
|---|---|
| Details | 1,524 sqft · built 1998 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,500 (Sep 2016) |
| Tax Bill | $1,590 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-133-0014 |
| Primary APN | 01-133-0014 |
|---|
| Building Area | 1,524 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Street Address | 109 S 1070 E |
|---|---|
| City | HYRUM |
| State | UT |
| Zip | 84319-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLACKSMITH ACRES PHASE 2 CONT 0.33 AC |
| Legal Subdivision | BLACKSMITH ACRES PHASE 2 |
| Legal Lot Number | 14 |
| Jurisdiction | CACHE UT |
| Township / Civil Division | HYRUM |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1401 |
109 S 1070 E is owned and occupied by two individuals who bought it in September 2016.
Source: Cache County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 S 1070 E, HYRUM, UT 84319-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL |
| Jul 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2016 · Amount on File |
| Deed Sale | Sep 22, 2016 · Amount on File |
| Prior Sale | Sep 22, 2016 · Amount on File |
| Deed Document Number | 20161156517 |
| Deed Book / Page | 1917 / 1422 |
| Prior Transfer Date | Sep 21, 2016 |
| Prior Transfer Doc | 01917/1422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 109 S 1070 E, HYRUM, UT 84319-1431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Title Company | US TITLE INSURANCE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 002406/746 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 2406/746 |
| Instrument | 1347050 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 109 S 1070 E, HYRUM, UT 84319-1431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02088/0070 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 2088/0070 |
| Instrument | 1224890 |
| Name | RUTH RUHL |
|---|---|
| Type | Private Party |
| Address | 12700 PARK CENTRAL DR STE 850, DALLAS, TX 75251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 109 S 1070 E, HYRUM, UT 84319-1431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 S 1070 E, HYRUM, UT 84319-1431 |
| Document Number | 02350/1147 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 2350/1147 |
| Instrument | 1324337 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Aug 1, 2062 |
The 2025 property tax bill for 109 S 1070 E was $1,590.
Source: Cache County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Cache County |
| Municipality | Hyrum City |
| Unified School District | Cache School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,590.00 | $228,425 | $415,315 Land $135,000 Building $280,315 |
| 2023 | $1,605.00 | $205,780 | $374,143 Land $65,050 Building $309,093 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 S 1070 E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 S 1070 E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 77% of Utah |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HYRUM CITY serves 10,891 people · EPA ID UTAH03008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 250 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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