109 Ryker Ln, Benton, AR 72019 Property Records

Saline County property record for 109 Ryker Ln, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,367 sqft · built 2020
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on Record
Last Sale	$583,275 (Mar 2023)
Tax Bill	$4,892 (2024)
Deeds & Mortgages	Mar 2023 Sale Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`371-00103-000`

Property Details

APN / Parcel Number

Primary APN	`371-00103-000`
Alternative APN	`100121`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,367 sqft Living Area
1st Floor Area	2,899 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	64,033 sqft (1.47 acres)
Lot Dimensions	224 ft deep x 267 ft wide
Garage Type	Attached
Driveway	Driveway
Driveway Area	3,660 sqft
Porch	Open Porch
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	100121
Street Address	109 RYKER LN
City	BENTON
State	AR
Zip	72019-2171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2023-004563
Legal Range	15W
Legal Township	01S
Legal Section	27
Legal Subdivision	ZANE ESTATES
Legal Lot Number	3
Jurisdiction	SALINE AR
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1000
Census Tract	10303

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 RYKER LN, BENTON, AR 72019-2171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Warranty Deed, Transfer LENDERS TITLE COMPANY
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK
Jun 21, 2019	Loan Modification, Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	2023-004563
Deed Book / Page	2023 / 004563
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Mar 17, 2023
Property Address	109 RYKER LN, BENTON, AR 72019-2171
Document Number	0000004563
Instrument Date	Mar 16, 2023
Instrument	2023-004563
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,927.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 RYKER LN, BENTON, AR 72019-2171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RYKER LN, BENTON, AR 72019-2171

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Oct 28, 2020
Property Address	109 RYKER LN, BENTON, AR 72019-2171
Document Number	0000024386
Instrument Date	Oct 23, 2020
Instrument	2020-024386
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RYKER LN, BENTON, AR 72019-2171

Mortgage

Document Number	0000024387
Date	Oct 28, 2020
Instrument	2020-024387

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	109 RYKER LN, BENTON, AR 72019-2171
Document Number	0000013804
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1405 SALEM RD BENTON AR 720198345, BENTON, AR 72019-8345

Mortgage

Document Number	0000013804
Date	Jul 25, 2019
Instrument	13804

Lender

Name	CITIZENS BK
Type	Bank
Address	ARKADELPHIA, AR 71923

Agreement

Term	12 Months
Due	Jul 24, 2020

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,506 (-) Land $18,200 Building $86,306
2024	$4,892.00 (+19.67%)
2023	$4,088.00 Homeowner's exemption	$104,506 Land $18,200 Building $86,306	$522,530 Land $91,000 Building $431,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Connect2First.

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