Johnson County property record for 109 Ryan St, Lone Tree, IA 52755
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,002 sqft · built 1977 |
| Lot Size | 0.262 acres (11,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,000 (Apr 2018) |
| Tax Bill | $2,366 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1715239002 |
| Primary APN | 1715239002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 996 sqft |
| Finished Basement | 915 sqft |
| Unfinished Basement | 81 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,400 sqft (0.262 acres) |
| Lot Dimensions | 120 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 176 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 109 RYAN ST |
|---|---|
| City | LONE TREE |
| State | IA |
| Zip | 52755-7792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH PARK ADDITION PART 2 LOT 5 |
| Legal Range | 05W |
| Legal Township | 77N |
| Legal Section | 15 |
| Legal Subdivision | LONE TREE |
| Legal Lot Number | 5 |
| Jurisdiction | JOHNSON IA |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 10502 |
109 Ryan St is owned and occupied by an individual who bought it in April 2018.
Source: Johnson County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 RYAN ST, LONE TREE, IA 52755-7792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SERVION INC |
| Apr 26, 2018 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LOWA COMMUNITY CREDIT U |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on File |
| Deed Sale | Apr 26, 2018 · Amount on File |
| Prior Sale | Nov 20, 2012 · Amount on File |
| Deed Book / Page | 5777 / 985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON IA |
| Property Address | 109 RYAN ST, LONE TREE, IA 52755-7792 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 006263/345 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 6263/345 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSON IA |
| Recording Date | Apr 26, 2018 |
| Property Address | 109 RYAN ST, LONE TREE, IA 52755-7792 |
| Document Number | 05777/0985 |
| Book / Page | 5777 / 0985 |
| Map Reference | MB16 PG27 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 109 RYAN ST, LONE TREE, IA 52755-7792 |
| Document Number | 0005777988 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 5777/988 |
| Name | UNIVERSITY LOWA COMMUNITY CREDIT U |
|---|---|
| Type | Private Party |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 109 Ryan St was $2,366 with a homeowner's exemption.
Source: Johnson County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Johnson County |
| Municipality | Lone Tree City |
| Unified School District | Lone Tree Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,366.00 Homeowner's exemption | $209,800 Land $41,500 Building $168,300 | $209,800 Land $41,500 Building $168,300 |
| 2024 | $2,366.00 | ||
| 2023 | $189,900 Land $41,500 Building $148,400 | $189,900 Land $41,500 Building $148,400 | |
| 2022 | $2,302.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Ryan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Ryan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONE TREE MUNI WATER SYSTEM serves 1,357 people · EPA ID IA5240095 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Copper | 1.9 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sharon Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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