Baxter County property record for 109 Ryan Rd, Cotter, AR 72626 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
|---|---|
| Square Footage | 9,120 sqft Total Area |
| Lot Size | 28,314 sqft (0.65 acres) |
| Last Sale | $540,000 (2023) |
| Tax Bill | $5,396.00 (2025) |
| Primary APN | 004-00635-001 |
|---|---|
| Alternative APN |
|
| Units | 9 Units |
|---|---|
| Building Area | 9,120 sqft Total Area |
| 1st Floor | 9,120 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Exterior Material | Wood Siding Exterior |
|---|---|
| Roof Construction | Rigid Frame Bar Joint Roof Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 28,314 sqft (0.65 acres) |
| Canopy Area | 310 sqft Canopy |
| Cooling System | None Cooling |
|---|
| Street Address | 109 RYAN RD |
|---|---|
| City | COTTER |
| State | AR |
| Zip | 72626-9204 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | PART OF BLOCK ONE RAINBOW CROSSING, PHASE 1, AS SHOWN BY THE RECORDED PLAT THEREOF, DESCRIBED AS FOLLOWS: STARTING AT THE SOUTHEAST CORNER OF SAID BLOCK ONE, THENCE NORTH 01? 12' 58" EAST FOR A DISTANCE OF 250.25 FEET ALONG THE EAST LINE OF BLOCK ONE |
| Legal Range | 14 |
| Legal Township | 19 |
| Legal Section | 29 |
| Legal Subdivision | RAINBOW CROSSINGS PHASE 1 BLOCK 1 |
| Legal Phase | 1 |
| Legal Block | PT 1 |
| Jurisdiction | BAXTER AR |
| Minor Civil Division | WHITEVILLE |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 950900 |
Source: Baxter County records · APN 004-00635-001
Assessment roll updated November 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2454, MOUNTAIN HOME, AR 72654-2454 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Sep 18, 2023 | Warranty Deed, Transfer · Commercial Mortgage BANK OF SALEM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Jun 29, 2007 · Amount on Record |
| Deed Doc Number | 20238644 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Jun 16, 2026 |
| Property Address | 109 RYAN RD, COTTER, AR 72626-9204 |
| Document Number | 0000005323 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20265323 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Document Number | 0000005323, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20265323 |
| Name | ARVEST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 20, 2031 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Sep 18, 2023 |
| Property Address | 109 RYAN RD, COTTER, AR 72626-9204 |
| Document Number | L202308644 |
| Instrument Date | Sep 15, 2023 |
| Instrument | L202308644 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Title Company | ALLEY ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,782.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 371, MOUNTAIN HOME, AR 72654-0371 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2454, MOUNTAIN HOME, AR 72654-2454 |
| Document Number | L202308645 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | L202308645 |
| Name | BANK OF SALEM |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 15, 2028 |
Source: Baxter County records · Assessment roll updated November 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Municipality | Cotter City |
| Unified School District | Cotter School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,396.00 | $107,570 (-) Land $5,710 Building $101,860 | |
| 2024 | $5,396.00 | ||
| 2023 | $5,396.00 | $107,570 Land $5,710 Building $101,860 | $537,850 Land $28,550 Building $509,300 |
Source: FEMA National Flood Hazard Layer, Baxter County (05005C), updated December 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 51% of the US · above 63% of Arkansas |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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