Mobile County property record for 109 Ryan Ave, Mobile, AL 36607
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,328 sqft · built 1977 |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Oct 2012) |
| Tax Bill | $4,328 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022907240003030 |
| Primary APN | R022907240003030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,328 sqft Living Area |
| 1st Floor Area | 2,190 sqft |
| Upper Floors Area | 1,754 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Garage Area | 616 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 670 sqft |
| Deck Area | 418 sqft |
| Patio Area | 406 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 785172 |
|---|---|
| Old Parcel Number | R022907240003030 |
| Street Address | 109 RYAN AVE |
| City | MOBILE |
| State | AL |
| Zip | 36607-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT PT ON W/L RYAN AVE 191.5 FT SLY FROM SW COR OF RYAN & DELEON AVE & RUN TH SLY ALG W/L OF RYAN AVE DIS OF 91.60 FT TH |
| Legal Range | 01W |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | ASHLAND PLACE |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 2502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ashland Place Historic District listed 1987 · 97 contributing resources · NRIS 87000935 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mobile County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 RYAN AVE, MOBILE, AL 36607-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK |
| Mar 4, 2020 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2012 · Amount on Record |
| Deed Sale | Oct 31, 2012 · Amount on Record |
| Deed Document Number | 2012062748 |
| Deed Book / Page | 6950 / 1603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 16, 2026 |
| Property Address | 109 RYAN AVE, MOBILE, AL 36607-3227 |
| Document Number | 0000042625 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202642625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 109 RYAN AVE, MOBILE, AL 36607-3227 |
| Document Number | 0000042625, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202642625 |
| Name | FIRST HORIZON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 27, 2051 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 109 RYAN AVE, MOBILE, AL 36607-3227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000069254 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 2019069254 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 109 RYAN AVE, MOBILE, AL 36607-3227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013299 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020013299 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36608 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Dec 20, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,328.00 (-0.16%) Homeowner's exemption | $69,060 (-0.17%) Land $7,500 Building $61,560 | $690,600 (-0.17%) Land $75,000 Building $615,600 |
| 2024 | $4,335.00 (-12.69%) Homeowner's exemption | $69,180 (-12.52%) Land $7,500 Building $61,680 | $691,800 (-12.52%) Land $75,000 Building $616,800 |
| 2023 | $4,965.00 Homeowner's exemption | $79,080 Land $7,210 Building $71,870 | $790,800 Land $72,100 Building $718,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 101 (1979–2025) |
| Claims Outside the SFHA | 47 of 101 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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