109 Ruby Rd, Fitzgerald, GA 31750 Property Records

Ben Hill County property record for 109 Ruby Rd, Fitzgerald, GA 31750 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,085 sqft · built 2020
Lot Size2.1 acres (91,476 sqft)
Owner2 Individual Names on File
Last Sale$353,500 (May 2026)
Tax Bill$5,254 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APN6-8-95-13

Property Details

APN / Parcel Number

Primary APN6-8-95-13
Alternative APN
  • 10502

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,085 sqft Heated Area
1st Floor Area2,085 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area91,476 sqft (2.1 acres)
Garage TypeCarport
Garage Area624 sqft
CarportCarport
Carport Area624 sqft
Pool Area360 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceSpring/Creek

Location & Zoning

Account Number10502
Street Address109 RUBY RD
CityFITZGERALD
StateGA
Zip31750-7264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 & 14 BLK H NEWCOMER FARMS
Legal SubdivisionNEWCOMER FARMS LANDLOT:
Legal BlockH
Legal Lot Number13,14
JurisdictionBEN HILL GA
Township / Civil DivisionFITZGERALD
Census Block Group1
Census Block1124
Census Tract960502

Owner

Source: Ben Hill County records · APN 6-8-95-13

Assessment roll updated February 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address140 GETTYSBURG RD, FITZGERALD, GA 31750-8691
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Warranty Deed, Transfer · Commercial Mortgage
FIVE STAR CREDIT UNION
Dec 19, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleApr 17, 2014 · Amount on Record
Deed Book / Page1143 / 19
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEN HILL GA
Recording DateMay 28, 2026
Property Address109 RUBY RD, FITZGERALD, GA 31750-7264
Document Number1143000019
Book / Page1143 / 19
Instrument DateMay 28, 2026
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 GETTYSBURG RD, FITZGERALD, GA 31750-8691

Mortgage

Document Number1143000023,
DateMay 28, 2026
Book Page1143/23
Lender
NameFIVE STAR CREDIT UNION
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMay 01, 2031
Interest
Rate6.3%
Max Rate-1%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEN HILL GA
Recording DateDec 19, 2019
Property Address109 RUBY RD, FITZGERALD, GA 31750-7264
Document Number000975/114
Book / Page975 / 114
Instrument DateDec 19, 2019
Instrument2019-000859
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 BENJAMIN H HILL DR SW, FITZGERALD, GA 31750-8415

Tax Assessment & Valuation

Source: Ben Hill County records · Assessment roll updated February 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyBen Hill County
MunicipalityFitzgerald City
Unified School DistrictBen Hill County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,254.00 (-2.27%) Homeowner's exemption$128,140 (+3.6%) Land $12,800 Building $115,340$320,349 (+3.59%) Land $32,000 Building $288,349
2023$5,376.00 (+3.66%) Homeowner's exemption$123,693 Land $12,800 Building $110,893$309,233 Land $32,000 Building $277,233
2022$5,186.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ben Hill County (13017C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 12% of Georgia
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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