Wake County property record for 109 Royce Dr, Cary, NC 27518
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,403 sqft · built 1995 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,000 (Jun 1996) |
| Tax Bill | $4,750 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0772.11-56-0080-000 |
| Primary APN | 0772.11-56-0080-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,403 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 124 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0201041 |
|---|---|
| Street Address | 109 ROYCE DR |
| City | CARY |
| State | NC |
| Zip | 27518-9421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LO56 FRANKLIN CHASE SUB P1 93-1132 SEA |
| Legal Subdivision | FRANKLIN CHASE SUB |
| Legal Lot Number | 56 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | SWIFT CREEK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 53003 |
109 Royce Dr is owned and occupied by two individuals who bought it in June 1996.
Source: Wake County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 ROYCE DR, CARY, NC 27518-9421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit ATLANTIC BANK |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 1996 · Amount on File |
| Deed Sale | Jun 17, 1996 · Amount on File |
| Deed Book / Page | 7029 / 105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jul 21, 2026 |
| Property Address | 109 ROYCE DR, CARY, NC 27518-9421 |
| Document Number | 0000082228 |
| Book / Page | 20290 / 534 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202682228 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 ROYCE DR, CARY, NC 27518-9421 |
| Document Number | 0000082228, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 20290/534 |
| Instrument | 202682228 |
| Name | ATLANTIC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 109 ROYCE DR, CARY, NC 27518-9421 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 187751771 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 18775/1771 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 109 Royce Dr was $4,750.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,750.00 | $551,919 Land $200,000 Building $351,919 | $551,919 Land $200,000 Building $351,919 |
| 2023 | $3,743.00 | $371,615 Land $94,000 Building $277,615 | $371,615 Land $94,000 Building $277,615 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Royce Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Royce Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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