109 Rose Dr, Dover, TN 37058 Property Records

Stewart County property record for 109 Rose Dr, Dover, TN 37058

Property Summary

Property Type	Condominium
Details	3 ba · 1,146 sqft · built 1998
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Last Sale	$143,500 (Jan 2022)
Tax Bill	$910 (2025)
Deeds & Mortgages	Jan 2022 Sale Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073 04309C002`

Property Details

APN / Parcel Number

Primary APN	`073 04309C002`
Alternative APN	`081073 04309C002`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,146 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	570 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 ROSE DR
City	DOVER
State	TN
Zip	37058-3061
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DISTRICT: 07 BLDG 1 UNIT C, COUNTY AREA: D99
Legal Subdivision	RIVERFRONT PLANTATION A-2
Legal Lot Number	1
Jurisdiction	STEWART TN
Township / Civil Division	4
Census Block Group	1
Census Block	1006
Census Tract	110700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fort Donelson National Battlefield listed 1966 · 10 contributing resources · NRIS 66000076

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 Rose Dr, a condominium, is owned and occupied by an individual who bought it in January 2022.

Source: Stewart County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	109 ROSE DR, DOVER, TN 37058-3061
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Warranty Deed, Transfer SIGNATURE TITLE, SIGNATURE TITLE SERVICES LLC
Mar 24, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Mar 24, 2020 · Amount on File
Deed Document Number	63483
Deed Book / Page	265 / 219
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Jan 3, 2022
Property Address	109 ROSE DR, DOVER, TN 37058-3061
Document Number	000265/219
Book / Page	265 / 219
Map Reference	CAB A PG 85A
Instrument Date	Dec 28, 2021
Instrument	63483
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$530.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ROSE DR # C, C, DOVER, TN 37058-3061

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Mar 24, 2020
Property Address	109 ROSE DR, DOVER, TN 37058-3061
Document Number	000234/513
Book / Page	234 / 513
Map Reference	CAB A PG 85A
Instrument Date	Mar 4, 2020
Instrument	57531
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ROSE DR, DOVER, TN 37058-3061

Mortgage

Document Number	0000057532
Date	Mar 24, 2020
Instrument	57532

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 109 Rose Dr was $910.

Source: Stewart County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Municipality	Dover City
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$910.00	$40,275 (-) Land $7,500 Building $32,775
2024	$910.00 (+5.2%)	$40,275 (+66.94%) Land $7,500 Building $32,775
2023	$865.00	$24,125 (-) Land $5,000 Building $19,125
2022	$865.00	$24,125 Land $5,000 Building $19,125	$96,500 (-40.1%) Land $20,000 Building $76,500
2021			$161,100 Land $30,000 Building $131,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Rose Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2013–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Rose Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 4,037 people · EPA ID TN0000193
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

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