St. Johns County property record for 109 Rose Dew Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,451 sqft Living Area |
| Lot Size | 5,662 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $479,600 (2022) |
| Tax Bill | $6,089.00 (2025) |
| Primary APN | 026572-2240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,451 sqft Living Area |
| Gross Area | 3,487 sqft Gross Area |
| 1st Floor | 1,248 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,662 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 436 sqft Garage |
| Porch Area | 600 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 109 ROSE DEW DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3261 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 98/22-51 SILVERLEAF VILLAGE LOT 224 OR5521/1197 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 32 |
| Legal Subdivision | SILVERLEAF VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 224 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 026572-2240
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 ROSE DEW DR, SAINT AUGUSTINE, FL 32092-3261 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 01, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Mar 23, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 07, 2021 | Loan Modification, Mortgage ATTORNEY ONLY |
| Jan 11, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on Record |
| Deed Sale | Mar 23, 2022 · Amount on Record |
| Deed Doc Number | 202230622 |
| Deed Book / Page | 5521 / 1197 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 ROSE DEW DR, SAINT AUGUSTINE, FL 32092-3261 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 ROSE DEW DR, SAINT AUGUSTINE, FL 32092-3261 |
| Investor | Possibly a Property Investor |
| Document Number | 0056270007 |
|---|---|
| Date | Sep 01, 2022 |
| Book Page | 5627/7 |
| Instrument | 2022084285 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 23, 2022 |
| Property Address | 109 ROSE DEW DR, SAINT AUGUSTINE, FL 32092-3261 |
| Document Number | 0055211197 |
| Book / Page | 5521 / 1197 |
| Map Reference | MB 98 PG 22-51 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022030622 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,357.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5303 WESCONNETT BLVD, JACKSONVILLE, FL 32210-7832 |
| Name | Verified Name |
|---|---|
| Address | 109 ROSE DEW DR, ST AUGUSTINE, FL 32092-3261 |
| Investor | Possibly a Property Investor |
| Document Number | 0055211199 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 5521/1199 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 ROSE DEW DR, SAINT AUGUSTINE, FL 32092-3261 |
| Document Number | 0051481450 |
| Instrument Date | Jan 07, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 109 ROSE DEW DR ST AUGUSTINE FL 320923261, ST AUGUSTINE, FL 32092-3261 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 11, 2021 |
| Property Address | 109 ROSE DEW DR, SAINT AUGUSTINE, FL 32092-3261 |
| Document Number | 0051481014 |
| Book / Page | 005148 / 001014 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 3290 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,080.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,628 (+2.47%) Land $95,000 Building $382,628 | $477,628 (-3.12%) Land $95,000 Building $382,628 | |
| 2025 | $6,089.00 (+11.95%) Homeowner's exemption | $466,099 (+2.9%) | $492,993 (-3.45%) Land $107,000 Building $385,993 |
| 2024 | $5,439.00 (+7.11%) Homeowner's exemption | $452,963 (+7.99%) | $510,584 (+21.73%) Land $100,000 Building $410,584 |
| 2023 | $5,078.00 (+264.8%) Homeowner's exemption | $419,437 (+316.11%) | $419,437 (+316.11%) Land $93,000 Building $326,437 |
| 2022 | $1,392.00 | $100,800 | $100,800 Land $100,800 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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