109 Roberts St, Erwin, TN 37650 Property Records

Unicoi County property record for 109 Roberts St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 640 sqft · built 1947
Lot Size	0.155 acres (6,734 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Nov 2023)
Tax Bill	$285 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024H-D-027.00`

Property Details

APN / Parcel Number

Primary APN	`024H-D-027.00`
Alternative APNs	`086024H D 02700` `000006491`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft
Basement Area	160 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,734 sqft (0.155 acres)
Lot Dimensions	153 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	72 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 ROBERTS ST
City	ERWIN
State	TN
Zip	37650-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BLK C LOT 14 & 50X150 IRR
Legal Subdivision	FANNING ADDITION
Legal Block	C
Legal Lot Number	14
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	5
Census Block	5008
Census Tract	80400

Owner

109 Roberts St is owned and occupied by an individual who bought it in November 2023.

Source: Unicoi County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	109 ROBERTS ST, ERWIN, TN 37650-1818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 14, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 9, 2020	Warranty Deed, Transfer BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on File
Deed Sale	Nov 14, 2023 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Document Number	20232088
Deed Book / Page	475 / 673
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Recording Date	Sep 21, 2026
Property Address	109 ROBERTS ST, ERWIN, TN 37650-1818
Document Number	0000002110
Book / Page	508 / 579
Instrument Date	Sep 16, 2026
Instrument	20262110
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ROBERTS ST, ERWIN, TN 37650-1818

Mortgage

Document Number	0000002110,
Date	Sep 21, 2026
Book Page	508/579
Instrument	20262110

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Nov 14, 2023
Property Address	109 ROBERTS ST, ERWIN, TN 37650-1818
Document Number	0000475673
Book / Page	475 / 673
Map Reference	MB 1 PG 37
Instrument Date	Nov 1, 2023
Instrument	23002088
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	DEBBIE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ROBERTS ST, ERWIN, TN 37650-1818

Mortgage

Document Number	0023002089
Date	Nov 14, 2023
Instrument	23002089

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Mar 9, 2020
Property Address	109 ROBERTS ST, ERWIN, TN 37650-1818
Document Number	0000431300
Book / Page	431 / 300
Map Reference	MB 1 PG 37
Instrument Date	Mar 3, 2020
Instrument	20000444
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	DEBBIE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MESA DR, ERWIN, TN 37650-1842

Mortgage

Document Number	0020000445
Date	Mar 9, 2020
Instrument	20000445

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 109 Roberts St was $285.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$285.00	$10,900 Land $3,150 Building $7,750	$43,600 Land $12,600 Building $31,000
2024	$285.00
2023		$10,900 (-) Land $3,150 Building $7,750
2022	$256.00	$10,900 Land $3,150 Building $7,750	$43,600 Land $12,600 Building $31,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Roberts St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Roberts St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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