Cabarrus County property record for 109 Roberta Rd SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,314 sqft · built 1954 |
| Lot Size | 0.373 acres (16,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $71,000 (Jul 2008) |
| Tax Bill | $1,328 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5529 26 0051 |
| Primary APN | 5529 26 0051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,314 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,240 sqft (0.373 acres) |
| Lot Dimensions | 203 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Concrete Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 418 sqft |
| Patio Area | 418 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 58739 |
|---|---|
| Street Address | 109 ROBERTA RD SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-7035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 73 PHIFER PARK |
| Legal Subdivision | WHITEHALL PHIFER PARK |
| Legal Lot Number | 73 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 42000 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4156 WRANGLER DR SW, CONCORD, NC 28027-3966 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2008 · Amount on Record |
| Deed Sale | Jul 28, 2008 · Amount on Record |
| Prior Sale | Jun 9, 2008 · Amount on Record |
| Deed Book / Page | 8358 / 47 |
| Prior Transfer Date | Aug 6, 1998 |
| Prior Transfer Doc | 2265000134 |
| Record Updated | Oct 29, 2026 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,250 (+67.46%) Land $50,000 Building $132,250 | ||
| 2024 | $182,250 (+67.46%) Land $50,000 Building $132,250 | ||
| 2023 | $1,328.00 | $108,830 Land $30,000 Building $78,830 | $108,830 Land $30,000 Building $78,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (2008–2020) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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