109 Riverview Dr, Henderson, KY 42420 Property Records

Henderson County property record for 109 Riverview Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	1 ba · 480 sqft · built 1946
Lot Size	0.247 acres (10,800 sqft)
Owner	Company Name on Record
Last Sale	$45,000 (Oct 2023)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Construction Loan + 3 more
Flood Zone	Zone X (moderate risk)
APN	`55B-27`

Property Details

APN / Parcel Number

Primary APN	`55B-27`
Alternative APNs	`10323` `50335` `51831`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	480 sqft Finished Area

Exterior

Year Built	Built 1946
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	51831
Street Address	109 RIVERVIEW DR
City	HENDERSON
State	KY
Zip	42420-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	RIVERVIEW PLACE
Legal Lot Number	28
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2014
Census Tract	20604

Owner

Source: Henderson County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2047 CRESLINE DR, HENDERSON, KY 42420-3825
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK
Sep 8, 2026	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK
Dec 20, 2024	Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK
Oct 20, 2023	Deed, Transfer
Apr 1, 2022	Deed, Transfer FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	2023009564
Deed Book / Page	RE 670 / 927
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Sep 11, 2026
Property Address	109 RIVERVIEW DR, HENDERSON, KY 42420-2020
Document Number	0000009479
Book / Page	1514 / 482
Instrument Date	Aug 28, 2026
Instrument	20269479
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3256 BRIARWOOD DR, HENDERSON, KY 42420-2104

Mortgage

Document Number	0000009479,
Date	Sep 11, 2026
Book Page	1514/482
Instrument	20269479

Lender

Name	INDEPENDENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 28, 2031

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Sep 8, 2026
Property Address	109 RIVERVIEW DR, HENDERSON, KY 42420-2020
Document Number	0000009293
Book / Page	1513 / 721
Instrument Date	Aug 28, 2026
Instrument	20269293
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3256 BRIARWOOD DR, HENDERSON, KY 42420-2104

Mortgage

Document Number	0000009293,
Date	Sep 8, 2026
Book Page	1513/721
Instrument	20269293

Lender

Name	INDEPENDENCE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 28, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	109 RIVERVIEW DR, HENDERSON, KY 42420-2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3256 BRIARWOOD DR, HENDERSON, KY 42420-2104

Mortgage

Document Number	MT1460/423
Date	Dec 20, 2024
Book Page	MT1460/423
Instrument	2024011473

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	140 N MAIN ST, HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 22, 2044

Interest

Rate Type	Adjustable Rate

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Oct 20, 2023
Property Address	109 RIVERVIEW DR, HENDERSON, KY 42420-2020
Document Number	0RE670/927
Book / Page	RE 670 / 927
Instrument Date	Oct 10, 2023
Instrument	2023009564
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 CRESTVIEW DR, HENDERSON, KY 42420-2859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 CRESLINE DR, HENDERSON, KY 42420-3825

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Apr 1, 2022
Property Address	109 RIVERVIEW DR, HENDERSON, KY 42420-2020
Document Number	0RE658/334
Book / Page	RE658 / 334
Map Reference	MB 89 PG 88
Instrument Date	Mar 25, 2022
Instrument	2022003191
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 UNIVERSAL TRL, PALM COAST, FL 32164-5705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RIVERVIEW DR, HENDERSON, KY 42420-2020
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (+161.56%)	$100,000 (+163.16%)	$100,000 (+163.16%)
2023	$424.00 (+0.71%)	$38,000 (+38.18%)	$38,000 (+38.18%)
2022	$421.00	$27,500	$27,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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