109 Riverside Dr, Suffolk, VA 23435 Property Records

Suffolk City property record for 109 Riverside Dr, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 5,347 sqft · built 1991
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$1,775,000 (Jan 2026)
Tax Bill	$14,326 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2026 Sale & Mortgage + 1 more
APN	`5D(1)*120`

Property Details

APN / Parcel Number

Primary APN	`5D(1)*120`
Alternative APN	`304312200`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,347 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	304312200
Street Address	109 RIVERSIDE DR
City	SUFFOLK
State	VA
Zip	23435-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	L. 120, BENNETTS CREEK LANDING, SEC. 1
Legal Subdivision	BENNETTS CREEK
Legal Lot Number	120
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1004
Census Tract	75104

Owner

109 Riverside Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Suffolk City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 RIVERSIDE DR, SUFFOLK, VA 23435-1730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit TOWNEBANK MORTGAGE
Jan 28, 2026	Bargain and Sale Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Apr 30, 2021 · Amount on File
Deed Document Number	20261203
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	109 RIVERSIDE DR, SUFFOLK, VA 23435-1730
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003434
Date	Mar 7, 2022
Instrument	220003434

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	375 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jan 28, 2026
Property Address	109 RIVERSIDE DR, SUFFOLK, VA 23435-1730
Document Number	0260001203
Map Reference	MB 11 PG 131
Instrument Date	Jan 22, 2026
Instrument	260001203
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 RIVERSIDE DR, SUFFOLK, VA 23435-1730

Mortgage

Document Number	0260001204
Date	Jan 28, 2026
Instrument	260001204

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 30, 2021
Property Address	109 RIVERSIDE DR, SUFFOLK, VA 23435-1730
Document Number	210007455
Instrument Date	Apr 28, 2021
Instrument	210007455
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RIVERSIDE DR, SUFFOLK, VA 23435-1730

Mortgage

Document Number	210007456
Date	Apr 30, 2021
Instrument	210007456

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 Riverside Dr was $14,326, up 6.5% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$1,296,900 (+6.28%) Land $363,000 Building $933,900
2025	$14,326.00 (+6.51%)	$1,296,900 (+6.28%) Land $363,000 Building $933,900	$1,220,300 Land $363,000 Building $857,300
2024	$13,450.00 (+31.97%)	$1,220,300 (+30.5%) Land $363,000 Building $857,300
2023	$10,192.00	$935,100 Land $363,000 Building $572,100	$935,100 Land $363,000 Building $572,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 109 Riverside Dr; 48 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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