109 River St, Windsor, CT 06095 Property Records

Windsor Town property record for 109 River St, Windsor, CT 06095

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 1,600 sqft · built 1988
Lot Size	4.75 acres (206,910 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Oct 2002)
Tax Bill	$5,895 (2024)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`6950.00`

Property Details

APN / Parcel Number

Primary APN	`6950.00`
Alternative APNs	`WIND M:00026 B:00126 L:00113A` `WSOR M:00026 B:00126 L:00113A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	4,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	206,910 sqft (4.75 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6950.00
Street Address	109 RIVER ST
City	WINDSOR
State	CT
Zip	06095-1318
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	126
Legal Lot Number	113A
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2009
Census Tract	473502

Owner

Source: Windsor Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 RIVER ST, WINDSOR, CT 06095-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2002 · Amount on Record
Deed Sale	Oct 25, 2002 · Amount on Record
Prior Sale	Oct 25, 2002 · Amount on Record
Deed Book / Page	1351 / 390
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	109 RIVER ST, WINDSOR, CT 06095-1318
Document Number	1844-1006
Book / Page	001844 / 001006
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RIVER ST WINDSOR CT 060951318, WINDSOR, CT 06095-1318

Mortgage

Document Number	1844-1006
Date	Jun 2, 2017
Book Page	001844/001006
Instrument	1980

Lender

Name	WINDSOR FSLA

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,210 (-) Land $74,630 Building $132,580	$145,047 Land $52,241 Building $92,806
2024	$5,895.00 (-6.18%)	$207,210 (+40.22%) Land $74,630 Building $132,580
2023	$6,283.00 (+27.81%)	$147,770 (-) Land $60,480 Building $87,290
2022	$4,916.00	$147,770 Land $60,480 Building $87,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20