109 River St, High Shoals, NC 28077 Property Records

Gaston County property record for 109 River St, High Shoals, NC 28077

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,346 sqft · built 2022
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Aug 2023)
Tax Bill$2,682 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Mar 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN18005A02300

Property Details

APN / Parcel Number

Primary APN18005A02300
Alternative APN
  • 197374

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,346 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address109 RIVER ST
CityDALLAS
StateNC
Zip28034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCAROLINIAN MILLS INC BLK J L 15 18 005A 023 00 000
Legal SubdivisionCAROLINIAN MILLS INC
Legal BlockJ
JurisdictionGASTON NC
Township / Civil DivisionDALLAS
Census Block Group1
Census Block1005
Census Tract30301

Owner

109 River St is owned by two individuals who bought it in August 2023.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address9230 TOLEDO RD, HUNTERSVILLE, NC 28078-9199
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Warranty Deed, Transfer · Conventional Mortgage
RAPID MORTGAGE COMPANY
Mar 3, 2022Intrafamily Transfer, Transfer
Dec 21, 2021Warranty Deed, Transfer
INVESTORS TITLE COMPANY
Dec 13, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2023 · Amount on File
Deed SaleAug 3, 2023 · Amount on File
Prior SaleDec 21, 2021 · Amount on File
Deed Book / Page5426 / 954
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 3, 2023
Property Address109 RIVER ST, HIGH SHOALS, NC 28077-0016
Document Number0054260954
Book / Page5426 / 954
Map ReferenceMB 12 PG 47
Instrument DateJul 28, 2023
Transaction TypeTransfer
Record UpdatedSep 6, 2023
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1612 SEATTLE SLEW CT, MARVIN, NC 28173-6642

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address9230 TOLEDO RD, HUNTERSVILLE, NC 28078-9199

Mortgage

Document Number0005426956
DateAug 3, 2023
Instrument5426/956
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

Mortgage

Document Number0054260969
DateAug 3, 2023
Book Page5426/969
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
AddressCINCINNATI, OH 45255
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGASTON NC
Recording DateMar 3, 2022
Property Address109 RIVER ST, HIGH SHOALS, NC 28077-0016
Document Number0053162295
Book / Page5316 / 2295
Map ReferenceMB 12 PG 47
Instrument DateDec 21, 2021
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address101 THOMPKINS ST, HIGH SHOALS, NC 28077

Transferred To (Grantee/Buyer)

NameVerified Name
Address1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateDec 21, 2021
Property Address109 RIVER ST, HIGH SHOALS, NC 28077-0016
Document Number0052962141
Book / Page5296 / 2141
Map ReferenceMB 12 PG 47
Instrument DateDec 16, 2021
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyINVESTORS TITLE COMPANY

Transaction

AmountAmount on Record
Tax$39.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 THOMPKINS ST, HIGH SHOALS, NC 28077

Transferred To (Grantee/Buyer)

NameVerified Name
Address1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642
InvestorPossibly a Property Investor

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateDec 13, 2019
Property Address109 RIVER ST, HIGH SHOALS, NC 28077-0016
Document Number0050880259
Book / Page005088 / 000259
Instrument DateDec 11, 2019
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 6 HIGH SHOALS NC 280770006, HIGH SHOALS, NC 28077-0006

Tax Assessment & Valuation

The 2026 property tax bill for 109 River St was $2,682.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityHigh Shoals City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,682.00$236,510 Land $12,500 Building $224,010
2023$1,894.00 (+1,981.32%)$236,510 (+3,278.71%) Land $12,500 Building $224,010
2022$91.00$7,000 Land $7,000
2021$7,000 Land $7,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 River St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HIGH SHOALS
serves 729 people · EPA ID NC0136075
Water SourcePurchased surface water from LINCOLN COUNTY WTP
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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