Spartanburg County property record for 109 River St, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,118 sqft · built 1915 |
| Lot Size | 0.267 acres (11,660 sqft) |
| Owner | Company Name on Record |
| Last Sale | $45,000 (Feb 2022) |
| Tax Bill | $3,636 (2025) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-2001-11001 |
| Primary APN | 5-2001-11001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| Gross Area | 1,262 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1915 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,660 sqft |
| Lot Dimensions | 106 ft deep x 110 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 89609 |
|---|---|
| Street Address | 109 RIVER ST |
| City | DUNCAN |
| State | SC |
| Zip | 29334-9542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W SIDE RIVER ST & S SIDE LEONARD ST PB 78-998 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | WELLFORD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 23101 |
Source: Spartanburg County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 444 N SWEETWATER HILLS DR, MOORE, SC 29369-8603 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE RM TRUST |
| Dec 5, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK |
| Feb 9, 2022 | Deed, Transfer |
| Jan 29, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2022 · Amount on Record |
| Deed Sale | Feb 9, 2022 · Amount on Record |
| Prior Sale | Jan 29, 2020 · Amount on Record |
| Deed Document Number | 2022-06842 |
| Deed Book / Page | 135-T / 161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 109 RIVER ST, DUNCAN, SC 29334-9542 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000019913 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 6363/275 |
| Instrument | 2022-19913 |
| Name | THE RM TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 109 RIVER ST, DUNCAN, SC 29334-9542 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000060002 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 6501/844 |
| Instrument | 2022-60002 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | GREER, SC 29650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Feb 9, 2022 |
| Property Address | 109 RIVER ST, DUNCAN, SC 29334-9542 |
| Document Number | 0000006842 |
| Book / Page | 135-T / 161 |
| Map Reference | MB 78 PG 998 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022-06842 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $117.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444 N SWEETWATER HILLS DR, MOORE, SC 29369-8603 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jan 29, 2020 |
| Property Address | 109 RIVER ST, DUNCAN, SC 29334-9542 |
| Document Number | 0000004202 |
| Book / Page | 00126U / 000495 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 4202 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $52.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 278 E PYRENEES DR LYMAN SC 293659268, LYMAN, SC 29365-9268 |
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Municipality | Duncan Town |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,636.00 (+0.89%) | $8,514 (-) Land $1,704 Building $6,810 | $141,900 (-) Land $28,400 Building $113,500 |
| 2024 | $3,604.00 (-0.11%) | ||
| 2023 | $3,608.00 | $8,514 Land $1,704 Building $6,810 | $141,900 Land $28,400 Building $113,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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